Articles by Simon Zhen

Simon Zhen is the chief research analyst for MyBankTracker and an expert on consumer banking products, bank innovations, and financial technology. Simon has contributed and/or been quoted in major publications and outlets including Consumer Reports, American Banker, Yahoo Finance, U.S. News - World Report, The Huffington Post, Business Insider, Lifehacker, and AOL.com. Education: Education: B.S. in Health Sciences from Stony Brook University.

Best 5-Year CD Rates for Long Term Savings Find out which banks offer certificates of deposit with the best 5-year CD rates that will help you grow your savings the fastest with the lowest risk. How Online Checking Can Replace Your Traditional Checking Account Photo of Simon Zhen Simon Zhen How Online Checking Can Replace Your Traditional Checking Account It’s very common for someone to have a checking account that was opened at a... CIT Bank Savings Connect vs. Chase Savings Account Photo of Simon Zhen Simon Zhen CIT Bank Savings Connect vs. Chase Savings Account When you’re looking for a new savings account, there’s a long list of options... HELOC Vs. Credit Card: Which Is Better for Emergency Cash? Learn which line of credit should you keep on standby for that occasional home project and other out-of-the-budget expenses, compare the fees and features. 20 Highly Skillful Money Moves You Can Master In Just 60 Seconds Do You Really Have to Show ID When Using Your Credit Card? Photo of Simon Zhen Simon Zhen Do You Really Have to Show ID When Using Your Credit Card? In a MyBankTracker story about the antiquated process of signing your name after... EIP Card: How to Get Your Money Without Fees Photo of Simon Zhen Simon Zhen EIP Card: How to Get Your Money Without Fees The IRS has sent out the Economic Impact Payment (EIP) in the form of a debit card... How to Join a Credit Union With Bad Credit Learn how your bad credit affects your chances of joining a credit union. Find out the typical rules for becoming a member and the benefits that credit unions provide for people who don‘t have good credit. You may find that your ChexSystems report and banking history is more important. Big Banks vs. Small Banks: Which are Better? When it comes to big banks vs small banks the winner isn't always clear. Take your personal needs into account first and make a decision based on them. What to Do If You Spot Fraud on Your Bank of America Credit Card Photo of Simon Zhen Simon Zhen What to Do If You Spot Fraud on Your Bank of America Credit Card When I found fraud on my credit card, my first reaction was not the correct one: I...