After reading an article about successful businesses that made more money off merchandise than the actual product. ex. Hooters resturant, Doggy Styles pet grooming, Hard Rock, etc. I decided to name my store in a similiar fashion. I got appproved with the IRS, my local city and county government had no problem with the name. After opening the account and it being open for a short time, Arvest canceled my account because of the name. I called the Office of Controled Currency with the federal government and the man I spoke with said that it was the first time he had ever heard of that. He also said the name was not bad and contain no obscene words so he felt they had no grounds. He actually asked me if someone working at the bank didnt like me. LOL
I walked into the bank, and there had to be at least 15 people, some working, some talking, I needed a signature guarantee stamp, and NOT ONE person could do it. I was told to come back later. Its a far drive for me so I called first and NO ONE had shown up to work that could do it so now I have to wait another 45 minutes, call again and HOPE someone decides to show up for work that can handle a simple signature guarantee. This is not the way to do business
Overdraft is great when you can tie it to a credit card for little to no fees. Bank of America allowed this. But ARVEST who is supposed to be great only charges 17 dollars per transaction. Thats not overdraft protection!! Its financial rape. It should be illegal. 17 dollars for a two dollar overdraft when I deposit over 8K a month in this account. Oh.. and better charge you 6 dollars a month service charge on your checking to make money on debit card swipes. Too funny. Bill pay.. better schedule ahead. BofA would send payments in time to meet due dates and deduct the day you said it was due. Oh no.. not arvest. Multiple fees for just this. Then you want to do anything. Well please come to the branch.. can't do much on-line. Need to see you even though we have your SSN and can verify your identity with other things. But come for our free popcorn and hot dogs once a hear. I had my house financed with them.. horrible - went elsewhere. BofA sold out to arvest.. bad move.. when to Capital one 360. Could care less anymore about seeing a teller - ever. On-line it will be from now on.