We use 3 banks: NASA Federal Credit Union, Ally Bank, and now BB&T. I am using BB&T through my company. The customer service when you call is a nightmare. You get a LONG hold time, 10-15 minutes, you have to follow a zillion prompts, and then you get a customer service associate that is transfers me to another department, which ultimately lands me into an after hours voicemail that hangs up on you. I also went to 3 BB&T bank locations around 1pm on Saturday only to find out they close at noon on Saturday. I guess this is all typical bank stuff but I do not have any issues accessing customer service with NASA or ALLY. Therefore, I cannot recommend this bank to anyone. Still on phone, 4th time, with another customer service associate.
I enrolled in the overdraft protection and a utility bill came out 4 days before its typical date which would overdrafted my account. BB&T not only ignored my overdraft protection, they said they would not reverse and proceeded to charge 3 more overdraft fees of 36 dollars a piece for items ranging from 2 dollars-5 dollars. I really don't understand how a bank is being allowed to make HUNDREDS OF THOUSANDS by out right stealing from their clients. (former, if they ever allow me to close the account)