MyBankTracker rated BB&T based on the following criteria that includes real customer reviews and bank fees, among others. Our bank report card is a proprietary rating system that highlights the financial health and stability of the bank.
There's a fee for everything. They started charging me $10 a month because I didn't have $1000 in my account constantly. They charged me $2 for calling customer service! You can't do anything on BBT.com except look at your balance and transfer funds between BBT accounts. Everything else that you want to do - e.g. add an external account to transfer funds - they make you download a form and mail it in. It's absolutely ridiculous and their customer service is not helpful at all.
I tried to close my checking account and they made me wait for it to get to a $0 balance - understandable. The next day I got charged $10 for having a low balance, which made it ping my overdraft and pull $100 from my credit card - $12.50 fee for that transaction. So then I had to transfer money again to get it back to $0 balance. After finally doing that, I called in to cancel the account. They said it was done. I checked back a couple days later and my account was still open because they charged me $2 for calling customer service - which caused my overdraft to ping again! Another $12.50 fee and $100 out of my credit card.
I called back pretty ticked so they gave me my $14.50 back and closed the account. Terrible, terrible experience and I still haven't been able to add an external account to pay my credit card bill online. I'm done with this!
Routinely takes over two weeks for bill pay to arrive. No help after calling numerous times to resolve problem. "oh well" attitude. Most large banks are also able to send money electronically without huge fees but not BB&T.
Since BB&T tookover my account from Citi on 20Mar I have so much problem with them that I have decided to move somewhere else.
While taking over they assured that my account will remain same as citi account. But it did not - first, they started treating me like a new client, years of relationship with citi and me did not matter to them. They even put 5 business days hold on check deposit before releasing money to my account because I am new customer to them. I ordered checks which is supposed to arrive within 7-10 business days. Its been 20days - no checks yet. Because I do not have checks now, went to branch to get a cashier's check and they wanted to charge me $10 for it when citi did not charge me anything. When I reminded them that they told me everything should remain as my citi account - their response was - they are not citi and just because citi was giving so much they could not continue business here. When I called customer service today to find out about my checks, 3 times agents disconnected line. First of all it takes about 8 minutes to get some one on the line, then after explainging reason for my call lines were dropped. Finally an agent did not disconnect line when I complaint about previous agents but her tone changed from polite to rude after I sounded upset about check being not delivered as promised - 7-10days. She started to argue its 2 weeks deliver time not 7-10days when all other agents said its 7-10day, even branch agent said same.
I am so upset - I am going to move my account to some other bank at my first oppertunity.