You people are ridiculous. You claim that they steal your money and screw you but if you followed the rules in the disclosures you received, your accounts would be just fine. And no they don't mess around with the system so you get overdraft fees...the system doesn't allow them to do that. That is all on you. And for those of you complaining about the fees and the recession, thats the frieken point! We're in a recession so the fees are necessary for businesses to stay open! And no matter what bank you go to these days there are going to be fees. Plus, there are plenty of ways to avoid the fees, if you can't follow them then that's your own damn fault. You people are idiots....no one is out to get you and your money, you just don't know how to follow the rules and procedures of the bank....so you're the ignorant ones...not the bank. I've worked for the company and I know that customers that get angry about fees and such are the ones that are the most ignorant and don't know jack about banking.
I banked with BBVA Compass back in 2012 for less than a year. My experience with them in just a few months was AWFUL! From miscellaneous charges here & there to unprofessional service (or lack thereof) to random holds on payroll and direct deposit items. They reduce your balance when you pay a bill, then it disappears for days, then reappears when it's convenient to charge you for an NSF fee. I had also been scammed by an internet company and despite my proof that the charges were not mine. They did not refund me the scammed amount nor the NSF fees that I incurred because of it. I'd had enough. So, in Feb 2013, I marched into the branch and asked to close my account. That process took damn near an hour, but they handed me the remaining balance of my checking account and I was on my merry way. Problem solved? WRONG!
Fast forward to today (8/2014) I get a phone call from a random guy in NY named Steve Gavin who did not identify his company. He stated that he has paperwork filed in my county in TX for fraud charges against me regarding that Compass Bank account. He gave me a docket number, claims I owe over $1500 and if I do not respond back to him immediately, I will lose my right to represent myself at a hearing which, by the way, is in three business days. WHAT?! I've never been served any court summons? I immediately called my county courthouse and gave them this "docket" number which turns out wasn't a valid docket number at all. How could I owe $1500 on a closed account from a year and a half ago? I don't write checks and there was no outstanding bill pay or ach items. I'm infuriated, so you better believe I'm contacting my attorney and getting to the bottom of this.
Service was always terrible, people not nice in person or on the phone, long hold when calling, horrible service giving me the run-around when a problem emerged, then all the fees came rolling in. It has been 4 months since I closed my account and I'm still getting bills of random fees $25 here $39 there and they still tell me that even aftet closing my account their bank will continue trying to charge every month and they can't do anything. Are you kidding me?!
The guy wouldn't let me talk to a supervisor, for some reason, but finally I talked to a superior aftet being on hold for a very long time and they had me fax bunch of letters, statements, and info to get Compass Bank to stop charging my closed Compass Account. I just want to be done with this horrible bank!