About BMO Harris Bank

Established in 1817 as Bank of Montreal, BMO Financial Group is one of the largest diversified financial services organizations in North America with US$437 billion in assets and more than 39,000 employees. With the addition of M&I operations, we are over 45,000 employees strong.
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Overall Rating

MyBankTracker rated BMO Harris Bank based on the following criteria that includes real customer reviews and bank fees, among others. Our bank report card is a proprietary rating system that highlights the financial health and stability of the bank.

B

MyBankTracker Rating

Customer Rating
Based on 123 Reviews
Financial Health
Based on Texas Ratio: 11.58
Bank Fees
vs. Average
Bank Rates
vs. Average
Number of Locations
vs. Similar Institutions
Mobile Deposits
Mobile Deposits
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Quality of Mobile Services

Locations & Hours

BMO Harris Bank Location Map
BMO Harris Bank Location Map
We found branches close to you and 699 nationwide.
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Customer Reviews

Most Helpful Customer Reviews

Jeanith's Profile Image

Reviewed by Jeanith

Nov 22nd 2012

5 out of 5 marks

Stay Away-Horrible Bank with rude customer service

I became a customer through acquisition. Immediately BMO Harris held my deposit for twleve (yes, 12) days! The check I deposited came from another family member. I was able to product the cleared and cancelled check to BMO Harris, but they still would not release the funds. In adidition to holding that deposit, they gave me a "0" available funds balance...even though I had a little over $400.00 in account before the transition. I am checking with the Attorney General about the legality of this move. They charged me a 35.00 fee, as during the "hold" time I did have one check presented for payment and it did not clear due to the fact they were holding my deposit. I was given the name and number of someone in Chicago who personally puts "holds" on deposits. Needless to say, I was not able to reach this person.

Save yourself the headache of dealing with these people. Go to a bank that wants your business.

Is this review helpful? ▲ Yes 6 ▼ No 0

bitemyorifice's Profile Image

Reviewed by bitemyorifice

Jan 23rd 2014

2 out of 5 marks

BMO must stand for Blow Me Off

My circumstances are similar to review posted by boogieboyzgirl

Have my mortgage with Harris for 15 years and a HELOC for 10. Balloon payment was due in November, began the process of combining both loans in October, but was denied for various reasons. Never a late payment, 780 credit score and 50%+ equity in home. Now I can't get financing because the 11 weeks they jerked me around made the HELOC delinquent. Can't wait to pull all my accounts from them....not that they would notice.

Is this review helpful? ▲ Yes 7 ▼ No 0

jgaworldwide's Profile Image

Reviewed by jgaworldwide

Mar 11th 2014

1 out of 5 marks

BMO Harris are criminals!

After doing business with BMO/Harris I have experienced some of the most corrupt practices in banking and have pulled all my accounts and businesses to other banks. The lending department has called a reassessment of my home equity line of credit after only using for 2 years for home improvements and are calling for the loan to be paid in full in 2 months or face foreclosure proceedings. I have always made my payments on time and have excellent credit. They are claiming they are no longer offering lines of credit anymore and will not negotiate my mortgage forcing me to make a full payment after just learning of this 1 week ago. I immediately got in touch with the Fed reserve complaints division of consumer complaints and have filed a complaint against them. How the bank knowingly gave me a guaranteed credit line only to be able to withdraw and call it due is down rite criminal behavior and should be illegal! Not only are they not willing to work with me on any solution, they have given me 2 months to pay or face action. I hope this helps other consumers from ever thinking of doing business with this scam of an institution based out of Canada! I can only imagine how many other peoples lives and credit will be destroyed from this dirty practice of forcing payment, knowing the average person can't come up with the full amount and forcing a family into foreclosure with good credit , just to be destroyed. BUYER BEWARE!!!

Is this review helpful? ▲ Yes 4 ▼ No 0

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Bank Rates

NAME RATE (APY) MIN TO EARN APY Min Deposit
Premium Savers

0.05%

$0

$5,000

Statement Savings

0.01%

$0

$100

NAME RATE (APY) MIN TO EARN APY Min Deposit
Money Market

0.10%

$25,000

$100

Money Market

0.10%

$25,000

$100

NAME RATE (APY) MIN TO EARN APY Min Deposit
Select Checking

0.01%

$0

$100

Select Checking

0.05%

$10,000

$100

Banking Fees

Type Fee National average
Monthly Inactivity

N/A

$7

Non-Sufficient Fund (Overdraft)

$35

$30

Stop Payment item

$35

$27

Return Deposit

$7.50

$13

Domestic Wire Transfer (Outbound)

$25

$22

Domestic Wire Transfer (Inbound)

$0

$9

Non-Bank ATM

$2.50

$1