About BMO Harris Bank

Established in 1817 as Bank of Montreal, BMO Financial Group is one of the largest diversified financial services organizations in North America with US$437 billion in assets and more than 39,000 employees. With the addition of M&I operations, we are over 45,000 employees strong.
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Overall Rating

C
Grade

BMO Harris Bank Report Card

Overall rating score 38%
Customer Rating
Based on 105 Reviews
Financial Health
Based on Texas Ratio: 15.25
Bank Fees
vs. Average
Bank Rates
vs. Average
Number of Locations
vs. Similar Institutions
Mobile Deposits
Mobile Deposits
Mobile Banking
Quality of Mobile Services

Locations & Hours

BMO Harris Bank Location Map
BMO Harris Bank Location Map
We found branches close to you and 690 nationwide.
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Customer Reviews

Most Helpful Customer Reviews

Bears's Profile Image

Reviewed by Bears

Jan 6th 2014

5 out of 5 marks

Dealt with manager(Nancy Ventrella) and have never been treated more professionally or with more empathy than she showed

I needed some advice about consolidating accounts and about managing my banking matters more efficiently .

Is this review helpful? ▲ Yes 2 ▼ No 0

bitemyorifice's Profile Image

Reviewed by bitemyorifice

Jan 23rd 2014

2 out of 5 marks

BMO must stand for Blow Me Off

My circumstances are similar to review posted by boogieboyzgirl

Have my mortgage with Harris for 15 years and a HELOC for 10. Balloon payment was due in November, began the process of combining both loans in October, but was denied for various reasons. Never a late payment, 780 credit score and 50%+ equity in home. Now I can't get financing because the 11 weeks they jerked me around made the HELOC delinquent. Can't wait to pull all my accounts from them....not that they would notice.

Is this review helpful? ▲ Yes 4 ▼ No 0

Nsxbill's Profile Image

Reviewed by Nsxbill

Apr 1st 2014

1 out of 5 marks

Loan Sharks

In Arizona BMO obtained M/I bank. Previously I had an equity loan at interest only payments. BMO decided they will no longer offer this type of loan and I must change to a different type loan offered by BMO. However I was never informed of this change untill I was two months delinquent as my auto payment was discontinued. BMO then notified me of this with a $19,500.00 late fee without any detail or explanation.

Admittedly they overlooked my notification but insisted on me paying the erroneous fees anyway. I was forced to pay off this $390,000.00 loan in order to avoid the fees. I cashed in my 401K to accomplish this and am now searching for a new loan at any bank other than these loan sharks.

Is this review helpful? ▲ Yes 3 ▼ No 0

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Bank Rates

NAME RATE (APY) MIN TO EARN APY MIN TO OPEN
Premium Savers

0.05%

$0

$5,000

Statement Savings

0.01%

$0

$100

NAME RATE (APY) MIN TO EARN APY MIN TO OPEN
Money Market

0.10%

$25,000

$100

Money Market

0.10%

$25,000

$100

NAME RATE (APY) MIN TO EARN APY MIN TO OPEN
Select Checking

0.01%

$0

$100

Select Checking

0.05%

$10,000

$100

Banking Fees

Type Fee National average
Monthly Inactivity

N/A

$6

Non-Sufficient Fund (Overdraft)

$35

$30

Stop Payment item

$35

$27

Return Deposit

$35

$17

Domestic Wire Transfer (Outbound)

$25

$22

Domestic Wire Transfer (Inbound)

$0

$8

Non-Bank ATM

$2

$1

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