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MyBankTracker rated BMO Harris Bank based on the following criteria that includes real customer reviews and bank fees, among others. Our bank report card is a proprietary rating system that highlights the financial health and stability of the bank.

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BMO Harris Bank Customer Review

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aebruns1's Profile Image

1 out of 5 marks

Reviewed by aebruns1

Aug 8th 2011

Home Equity loan problems trying to extend or refinance the loan.

We have been harris bank customers for well over 15 years, we have checking accounts, 401k accounts, and savings accounts. 10 years ago we needed money for kids college funding, we took out ahome equity loan interset only paid for ten years. We had pretty good credit scores, our scores got better so we thought of using them for our cars, they wanted way higher interest rates than Ford Motor Credit, so we did not use them.

In 2009 I got let go from my job, the bad economy and our ability to pay some of our bills on time led our credit scores to get lower. We did not walk away from our house we struggled to make payments but we made them.

Now that our home equity is up and we need to refinance, our credit scores are lower Harris wants to make much larger payments than we can afford.

The fact of the matter they tell us that now that our house value is equal to amount left on the first mortgage the second loan through them is not secure, so they want their money.

I have half a mind to say fine, and walk away from the house and they would not get a red cent for all the aggrevation they have put me through, but I will only do that as a last resort.

I can never get a supervisor or anybody that has any authority on the phone, or even by going to one of the branches.

Well I am taking every red cent of money I have out Harris Bank, I know it doesn't mean much to them but it is the only weapon we have when you don't like the service or results.

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Other BMO Harris Bank Reviews

Worrick's Profile Image

Reviewed by Worrick

Mar 14th 2015

5 out of 5 marks

BMO HARRIS BANK Janesville wi

I have been with bmo harris bank since 2013 and the people are great i will never change banks i give them a thumbs up

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conviencefee's Profile Image

Reviewed by conviencefee

Apr 11th 2015

1 out of 5 marks

BMO HARRIS BANK - CONVENIENCE FEE REALLY?

Just purchased a new vehicle, excellent credit history. Got a loan with this Bank, what a mistake. Bank not located in Michigan where we live. Well, to call in to pay on time, they charge a 10.00 convenience fee. Rep says to pay it online. To pay loan on line, they charge a 10.00 convenience fee! If I had known just to pay my loan on time or early, I had to pay monthly convenience fees, to pay on line, I would never had accepted this bank to finance my car loan. I am amazed, and to be told by the call rep, yep we can charge convenience fees. Seriously? Is this bank that hard up they get away with charging convenience fees to pay online, on time payments? And they don't even have anything to show your payment history....nothing... With a bank this large I am amazed at the crap shoot way it charges convenience fees to make a payment. Well, now it's mail in payments. Not paying 10.00 to make my on time payments. BMO Harris SHAME ON YOU! No good rating from me.

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