MyBankTracker rated BMO Harris Bank based on the following criteria that includes real customer reviews and bank fees, among others. Our bank report card is a proprietary rating system that highlights the financial health and stability of the bank.
I took 200 from my account ATM machine only gave 180 receipt indicated 200 had been given. Screen display indicated issue with machine. Called bank to get refunded. They said by law they have 10 days and said they tried helping me with my request to acess cash.
This bank is nuts. Help me with my request?? That is my money not theirs, I pay them in fees and interest on loans to make sure my cash is available to me when I need it. They are not doing anyone any favors they are getting paid to do it and doing a very bad job at that. Then their attitude, we are regulated by the government and can do not answer to the depositors. Well they wont have to answer to me again. Closing all my accounts and moving cash to a bank that is not uppity.
I became a customer through acquisition. Immediately BMO Harris held my deposit for twleve (yes, 12) days! The check I deposited came from another family member. I was able to product the cleared and cancelled check to BMO Harris, but they still would not release the funds. In adidition to holding that deposit, they gave me a "0" available funds balance...even though I had a little over $400.00 in account before the transition. I am checking with the Attorney General about the legality of this move. They charged me a 35.00 fee, as during the "hold" time I did have one check presented for payment and it did not clear due to the fact they were holding my deposit. I was given the name and number of someone in Chicago who personally puts "holds" on deposits. Needless to say, I was not able to reach this person.
Save yourself the headache of dealing with these people. Go to a bank that wants your business.
My circumstances are similar to review posted by boogieboyzgirl
Have my mortgage with Harris for 15 years and a HELOC for 10. Balloon payment was due in November, began the process of combining both loans in October, but was denied for various reasons. Never a late payment, 780 credit score and 50%+ equity in home. Now I can't get financing because the 11 weeks they jerked me around made the HELOC delinquent. Can't wait to pull all my accounts from them....not that they would notice.