B+ MyBankTracker Rating

Bancorpsouth Bank

About Bancorpsouth Bank

BancorpSouth, Inc. is a financial holding company headquartered in Tupelo, Mississippi with approximately $13.5 billion in assets. BancorpSouth operates banking, insurance, and financial service offices in Alabama, Arkansas, Florida, Louisiana, Mississippi, Missouri, Tennessee and Texas.

Bancorpsouth Bank logo

MyBankTracker rated based on the following criteria that includes real customer reviews and bank fees, among others. Our bank report card is a proprietary rating system that highlights the financial health and stability of the bank. See how it’s rated.

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Customer Reviews

Most Helpful Bancorpsouth Bank Bank Customer Reviews

  • L
    Reviewed By lelafrijol Dec 14, 2013

    Frustrating

    I have been with Bancorpsouth for over 15 years. I stick with them only because my mother is linked to my account and refuses to change banks and I travel overseas quite a bit, so i use it as a safety net in case something were to leave me stranded. I am also with 2 separate banks. I just would like to stress that if you are ever intending to go overseas and pay for anything, please do not go with bancorpsouth. They are the most ignorant when it comes to this. They have no international transfer of funds option, block my card if I so much as breathe on it even after telling them to where and when I will be traveling (which leaves me stranded with no phone service), I tried to tell them my last withdrawal over the phone to get some information about my account while I was in Mexico and the response was "Ma'am, we are in America and I don't know what a peso is" (Are you not a bank?) and they continuously change the online system and each time it blocks my login so that I need to go into the branch before accessing. I hate this bank.

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  • G
    Reviewed By grizzcubbie Dec 11, 2013

    Chat feature joke

    I too have had the issues...I received a temp password and tried to no avail to get logged-in. The password is one time only shot and after trying several times I'm now locked out. I did not realize how dependent I am on technology until now. I think the architects of the Affordable Care Act worked on this site as well! Would change banks, but it would be a bigger hassle! If it's not broke, don't fix it!

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  • N
    Reviewed By N.L.27 Jan 8, 2014

    The Worst Bank

    I use to be okay with banking at Bancorpsouth, but now they have these ridiculous fees and charges that just makes no kind of sense to me. For the past 2 months I have found overdrafts on my account and mind you, these overdrafts are not being done by me! This damn bank is purposely overdrawing my account because apparently when my account runs below "$100.00", then I'm now charged an overdraft and also a service fee for not "using the account". Like really? This is beyond stupid! This has never happened to me before now. My account has run below $100 before and never was I charged an overdraft nor a service fee for not using my account at least "5 times" out the month. This bank overdraws my account and expects me to pay the fees, not a chance in hell. It's not fair, and I shouldn't have to pay for an overdraft that wasn't caused by me. I can see if I caused it, but I didn't. So I absolutely won't pay for this. I will be closing this account out. If these ridiculous charges are happening to you too, then I suggest you close your account out too! And if not yet, then it's only a matter of time!

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  • Type Fee National Average
  • Monthly Inactivity N/A
  • Non-Sufficient Fund (Overdraft) N/A 0
  • Stop Payment item N/A 0
  • Return Deposit N/A 0
  • Domestic Wire Transfer (Outbound) N/A 0
  • Domestic Wire Transfer (Inbound) N/A 0
  • Non-Bank ATM N/A