I have finally closed my last account associated with Bank of America. I banked with BoA for about seven years and had several different accounts with them. While I found that at many different branches the folks who worked there usually had decent attitudes, the overall company attitude of BoA has always been one long and tireless fight to ream every bit of money out of you they can. The final straw for me, and by NO means the only time, was that my BoA CC ended up with an outstanding balance because of a charge that didn't quite make it onto the monthly bill. My account the ended up delinquent for just over 30 days, over $5 dollars, by the time I had reviewed my account statement it was already late. So because I, a seven year customer who had always kept my accounts up and paid all my bills, had $5 more than 30 days overdue they actually reported to a credit agency! For the next seven years I now have a black mark on my credit score! Seriously BoA? I could understand it if I was behind every month, or even if it was a major payment, but over $5 dollars that I paid straight after finding out? All my BoA accounts are now closed and I will no longer deal with them. I would feel more comfortable with my money stuffed in a pillowcase.
I called in because I made a deposit at the 2305 East Cesar E Chavez Avenue, Los Angeles, CA 90033, to make at deposit before my the day had ended, which the following day I still got a fee, there are no signs posted that you must make it before 8pm any where on that atm (Which I still have pictures of on my phone). So I called in to get it taken off of my account, both people refuse, because it applied correctly according to them. Both were extremely rude, and talked over me, just seemed like they didn't care at all, The Manager would not address my concerns at all, all he did was point be back to the terms of my account, which I pointed out to him the technology did not exist when I opened the account so they were not in my terms. he just still refused and said there online, like anyone has time to go look at every page of the online website, he did not once show any empathy and sounded like he was just having a over all bad day.
$31 it cost to order new checks. Are you serious??? Customer service is hit or miss and I have had multiple times where the 1-800 customer service has told me something to be told by the branch manager something different. Not worth the time or fees they love to charge at any opportunity! And the interest rates for savings accounts are a complete joke, don't even bother!