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MyBankTracker rated Bank of America based on the following criteria that includes real customer reviews and bank fees, among others. Our bank report card is a proprietary rating system that highlights the financial health and stability of the bank.

B+

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Bank of America Customer Review

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golondrina's Profile Image

2 out of 5 marks

Reviewed by golondrina

Jan 26th 2013

False, Fake, Flaky

Service? Think again. They pay you to get an account. Does it sound to good to be true? It is. Their banking techniques are of the times of donkeys and mules. And it is all about them. The customer comes last, not metaphorically, oh no! To give an example, if you need to speak to a manager, you leave a message and they call you back in the order your complaint is received. Translation? Never.

When you finally come across a few hours to "deal" with them and â?? Stomachâ?? Learned lines, and repetitive runarounds, then you are in for several hours of hoop, after hoop, after hoop... False advertisement? They follow it by the book. Do yourself a favor, walk to the bank across the street or go to a credit union. The only thing "international" about this bank is their "internationally known poor customer service policies... "

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Other Bank of America Reviews

Casey2145's Profile Image

Reviewed by Casey2145

Mar 25th 2015

1 out of 5 marks

Ridiculous fees. Not worth it

I had an account for a couple years now and I just decided to close my account. They told me that I could no longer have my online banking account because it was not offered also they told me that because I was 23 I did not qualify for student discount even though I guess people only go to college until the 23. What really made me want to close it was the ridiculous overdraft charges. A whole $100 in overdraft charges for a $27 transaction talk about ridiculous. Then when I called to speak to them about it the lady I spoke to was very rude and supervise it was also not helpful at all he just kept repeating the same thing saying that when you overdraft charge they charge you a fee like I know that! I'm not an idiot.

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Larry370's Profile Image

Reviewed by Larry370

Mar 19th 2015

2 out of 5 marks

Poor Customer Service

My wife and I have been BoA customers for more than 20 years and recently tried to open a joint savings account using funds from our joint checking account. Amazingly, if you walk into the local branch, both individuals have to be present to open the joint account. Yet, if you apply online - I could open the account providing all the necessary identity verification information for both but they would not add my wife to the savings account without speaking to her by phone. Really? Can the bank not see that she is a joint account holder of the account that would have funded the savings account? Then, they ask me for my email address when I advised them to cancel the savings account application? Really? You don't see that information BoA? (You email me routinely.) The online Bank savings account processor was less than stellar, only to be matched by her manager. OK - enough of BoA -time to move to a Bank that values the individual customer.

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