Took over 18 months of hell to try and re-fi a simple cash-out loan... Kept stonewalling and then asking for additional information. Run around after run around. We finally went to another lender and closed within 6 weeks. Paid off my credit card in full and discovered 3 months later that a $1. 50 monthly fee was being charged to my account and since we had cut up the card and never used it - i wasn't aware till we tried to get a loan and was told that there was a delinquent on my credit report. I will never voluntarily give boa another dime!
a few years ago i began having financial problems going through a divorce. i stayed in contact with BAC and they were "working" with me on my mortgage payments. they approved me for a modification plan in oct of 2012 which gave my family much relief. the next july i receive forclosure papers they said due to documents not being complete after a year later. they return july 2013, and aug 2013 payment. i did everything they asked me to do, requested modification to be reinstated ect... and got a lawyer. the modification was reinstate oct of 2013 never have missed a payment and again have done everything they asked. jan 2014 it should have been completed. they have not sent my perm papers and are now stating they we have not lived in our home and cannot confirm occupancy. they told my lawyer my home is board and not lived in. i am not aware of any home in my area that is boarded or in that condition. they asked me for utilities from nov and dec of 2013 which i provided and for the last year. now they are questioning why the amounts are different. they have ruined our credit and no chance to refi with anyone else. i just want this to be over.
Went there 3 times on different occasion and different times and every time the drive through was closed. This last visit I had it! It was 10:40 am and pouring rain outside and I had my baby in the car. What is the point in having a drive through and never have it open. Hate bank of america.