I've been over charged for NSF multiple times since I moved to Florida from Seattle. Twice in one day on one occasion for the same amount and the same item. This has happened so many times that I'm seriously considering closing all my accounts because of this and and another problem which is "BILL PAY." I have set up to pay some of my bill through Bill Pay. Two accounts weren't paid as it was set up to do. Bank Of America never informed me that the payment wasn't paid..so it went unpaid for almost 1 and a half months. This impacted my credit report. The worst thing about it was it wasn't my fault.
I called in because I made a deposit at the 2305 East Cesar E Chavez Avenue, Los Angeles, CA 90033, to make at deposit before my the day had ended, which the following day I still got a fee, there are no signs posted that you must make it before 8pm any where on that atm (Which I still have pictures of on my phone). So I called in to get it taken off of my account, both people refuse, because it applied correctly according to them. Both were extremely rude, and talked over me, just seemed like they didn't care at all, The Manager would not address my concerns at all, all he did was point be back to the terms of my account, which I pointed out to him the technology did not exist when I opened the account so they were not in my terms. he just still refused and said there online, like anyone has time to go look at every page of the online website, he did not once show any empathy and sounded like he was just having a over all bad day.
$31 it cost to order new checks. Are you serious??? Customer service is hit or miss and I have had multiple times where the 1-800 customer service has told me something to be told by the branch manager something different. Not worth the time or fees they love to charge at any opportunity! And the interest rates for savings accounts are a complete joke, don't even bother!