Last spring we obtained a BofA card with a $5000 credit line. We used this card to go on vacation, and for misc. purchases. We have other cards and none of them have ever been late, nor have any payments on this card. We paid more than minimum every month, but didn't pay down the 0% interest balance in favor of paying larger amounts on the cards that were charging interest. Our BofA card started charging interest this month, so this month we made a substantial payment on the account, and were reward by
BofA reducing our credit line by the amount of payment. They could give no reason other than we were subject to a credit review by their committee - no more explanation than that. My spouse is a disabled veteran, and we pay all our bills on time. I think this speaks quite loudly of just how little any of us mean to this conglomerate. I can't wait to pay off the card, and close this account.
First of all, the Branch Manager does not care about the customers. If he did, he would instruct all his employees to park in the back parking spaces. The employees all park in the best parking spaces right next to the bank. Therefore, the customers get the worst parking spaces and have to walk the furtherest. I seem several elderly persons having difficulty as well as handicapp individuals having a hard time entering the bank. The least the Branch Manager can do is instruct his employees to park two rows back.
After all their cars will be parked on the lot for eight hours. The tellers are not trained well. I am a business owner and just deposited $40,000 and then had a $1000 petty cash check to cashout. She did not know how to process it. Other branches don't do it the way she processed the check, it shows up 3 x on my statement.
They should put the business teller back in place since they don't have competent tellers that know what they are doing. I had to wait 10 minutes for a simple transaction that normally takes 3 minutes at another bank or with an more experienced teller. The lines are too long.
I have had an account with this bank for several years. I recently deposited a va check from my husband's death. They not only messed up the deposit but claimed they were sending the check back to me in the form of a bank draft in 7-10 days because the atm couldn't read it. They couldn't read i guess. It overdrew my account and all they could do was hand me their business cards and say i'm sorry.
I will never do business with them again and i want everyone to know dont bank with them especially n. Monroe branch in tallahassee florida. No i will have my power turned off tomorrow and no insurance thanks to them.