Overall Rating

MyBankTracker rated Bank of the West based on the following criteria that includes real customer reviews and bank fees, among others. Our bank report card is a proprietary rating system that highlights the financial health and stability of the bank.

B+

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Bank of the West Customer Review

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Jose R's Profile Image

1 out of 5 marks

Reviewed by Jose R

Oct 31st 2011

Terrible would not recommend at all!!! Worst banking experience ever!!

their fees are ridiculous they have a FEE for every mistake you make!! Unbelievable!!! their Overdraft protection fee is the highest in the Nation $36 plus a $5 each day your account is overdrawn. RIDICULOUS!!!

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Other Bank of the West Reviews

Rubicon33's Profile Image

Reviewed by Rubicon33

Mar 26th 2015

1 out of 5 marks

Fraudulent Banking Practices

I had a RV loan with the bank. Since I did not receive my payment coupons in time for my first payment I had to use the pay by phone option, I was told the fee was $2 dollars. However when I received my bank statement I discovered they took an additional $10 dollars out of my checking account. I called the bank and waited 25 minutes to talk to customer service and after a frustrating conversation the person said they would reverse the fees and send me a check. I did not receive the check so I made another call, waited another 25 minutes to talk to customer service and went through the same scenario again and still no check. In February I sent in an additional principal coupon and payment which was processed by them as a regular payment. I thought it was just a mistake, in March I sent in another additional principal payment and again it was processed as a regular payment. I called the bank waited another 25 minutes on the phone for customer service and explained the problem and that I wanted the interest they took out of my payment credited to my loan balance. They said I must have used the wrong coupon and there wasn't anything they could do for me. I told them actually their was if they were not going to fix their error then they could give me my loan payoff amount. I paid off the loan the next day and refinanced with another bank. Customers beware of this bank!

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Anonymous2015's Profile Image

Reviewed by Anonymous2015

Mar 21st 2015

1 out of 5 marks

Poor Customer Relations

I arrived prior to the bank's opening. I waited a distance from the door and ate my snacks. I was not bothering anyone, yet some lady came to me and said I couldn't sit there and had to go somewhere until the bank opened. I have been a customer for over 15 years and this has never happened. I was very tempted to find another bank. I usually have a pleasant experience there. Not today. Totally burst my bubble today. I felt like I was being treated as some criminal. The lady didn't even bother to find out what my bank business was or who I was. Nothing.I think she was entirely very very rude. Please treat others as you would want to be treated. I may be finding another bank.

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