BankDirect

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BankDirect Fees & Rates

• Fees
• Rates

• Type	Fee	National average
  Monthly Inactivity	N/A	$6
  Non-Sufficient Fund (Overdraft)	$38	$30
  Stop Payment item	$25	$27
  Return Deposit	$2	$16
  Domestic Wire Transfer (Outbound)	$22.50	$22
  Domestic Wire Transfer (Inbound)	$0	$8
  Non-Bank ATM	N/A	$1

• • CD Rates
  • Savings
  • Checking

  • Regular CD
  • IRA CD

  TERM	RATE	MIN TO OPEN
  6 Month CD	0.20% APY	$10,000
  12 Month CD	0.25% APY	$10,000
  18 Month CD	0.25% APY	$10,000
  24 Month CD	0.25% APY	$10,000
  30 Month CD	0.25% APY	$10,000
  36 Month CD	0.25% APY	$10,000
  48 Month CD	0.25% APY	$10,000
  60 Month CD	0.25% APY	$10,000

  TERM	RATE	MIN TO OPEN
  12 Month CD	0.25% APY	$1,000
  18 Month CD	0.25% APY	$1,000
  24 Month CD	0.25% APY	$1,000
  36 Month CD	0.25% APY	$1,000
  48 Month CD	0.25% APY	$1,000
  60 Month CD	0.25% APY	$1,000

  • Savings
  • Money Market
  • IRA Savings

  NAME	RATE	MIN TO EARN APY	MIN TO OPEN
  Regular Savings Account	0.10% APY	$0	$100

  NAME	RATE	MIN TO EARN APY	MIN TO OPEN
  Money Market Plus	0.15% APY	$10,000	$500

  NAME	RATE	MIN TO EARN APY	MIN TO OPEN
  IRA Money Market Account	0.10% APY	$0	$100

  • Interest

  NAME	RATE	MIN TO EARN APY	MIN TO OPEN
  Checking with Interest	0.05% APY	$2,500	$100
  Checking with Interest	0.10% APY	$10,000	$100

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