Despite having an excellent credit history with my Juniper Visa with iTunes Rewards credit card, Barclay's closed my account with no notification last Fall. I purchased a laptop on eBay, expecting to use my card (had a reasonable balance but also plenty of credit). When the payment was declined repeatedly, i called the company and they informed me that I no longer had an account, just a balance.
I know that has happened with other institutions as well, but I think it's unfair to do it without notification. And I think it was unreasonable with my account history.
I tried to pay a bill using my money and Barclay's held onto my money for more than a week. Why is it that banks can hold onto deposits for unreasonable periods of time when they are under $10,000 and are electronic transfers? What possible reason can they have to withhold money from me for longer than 3 business days? So not only could I not pay the bill, Barclay's charged me for "insufficient funds", and held my funds frozen so I couldn't take them out and pay them through my other bank.
Barclays [Redacted] London....ATM ate my card...not a great way to start a vacation.......went inside bank to ask for help and my new 2 best friends, thankfully were working that day...M. Hunter and H. Shah, saved the day for me, they contacted Bank of America, explained the problem, and after some time help came...they were so polite and sensitive to this slightly dazed woman....Barclays should be very proud of these fine employees, will definitely stop in the say hello next time I am in London, and Barclays is my bank while there