I had the misfortune to deal with more than one phone chase bank representative
who completely wasted my time, and on top of it they acted if they were doing me a favor by interruopting my work day with their interrogation. Today was not the first time i got a call from chase wanting to verify a transaction i had made online. Please note that i never had trouble with the online security questions or passwords. It just seems that chase has overly sensitive triggers for a bit higher amount transactions (eg. , thousands), or even low amounts(eg, hundreds) in international transactions.
So this chase phone operator calls me to verify my transaction. I call chase back to the number provided to make sure it's not a scam, and the so-called specialist started to fire the security questions at me. I answered perfectly and was sure everything would be fine, but after half an hour of interrogation in a sour tone, she wantedto call my other bank from where i had transfered some money into my chase account.
I was placed on hold for a long time until she established a three-way conference call with the source bank for the transaction (both local banks where i've been a customer for 15yrs+, when chase was still washington mutual). It turns out that without me giving my password away they couldn't verify the transaction, so after all the hassle and sour interrogation, i still must go in person to the branch! I am miffed for 2 reasons:
1. I wasted a lot of time for absolutely nothing! 2. The wonam, called virginia, was extremely rude. She had an annoyed tone throughout the ordeal, and kept telling me that she was doing me a favor. Also used a threatening tone to tell me that i would have to go to their branch in person if i wouldn't out with her rude behavior for longer (which in the end i have to do anyway! )
there are incompetent people everywhere, but chase seems to take the prize in using them to waste your time.
I have been banking at this branch for over 6 years and they have never given me good customer service. I have had several situations where i needed help and each time they failed at making me feel comfortable. Today i left the branch and felt like they thought i was some kind of criminal. They were not friendly and i felt humiliated. I will not enter that branch again.
Yesterday I spent 4 hours online internationally from the Netherlands attempting to wire funds out of my checking account. What takes a number of seconds in the Netherlands with updated banking systems takes half a work day in the US. And still the wire failed. Why? Not because I did this incorrectly or did not have the funds - but because I couldn't answer arcane security questions such as when did you open up your bank account and at what address (some 25 years ago)?
If I didn't produce the exact date and exact address I failed this question. Other questions such as why are you transferring this money were also posed as security questions and since I refused to divulge personal information the transfer was rejected. Moreover, the online transfer website doesn't work for international customers who don't have a US telephone. And the online support had to provide activation codes. Further, I had to provide my log-in codes and passwords some 8 times as I was re-directed 8 times to different departments.And most of these conversations were completely incomprehensibly because of an incredibly bad connection. Now I am forced to wait 24 hours to attempt once again to transfer MY money for my personal use.
Finally, my Chase credit card charged some 180 dollars in fees to purchase international plane tickets with American dollars paid from my Chase checking account to an American company (Delta). They claimed that these fees were conversion fees and sent me a form letter when I protested. These are utterly usury and corrupt business practices. I will be ending my account with CHASE as soon as possible.