I came to the U. S. in 2009 and soon opened my account in Chase. Several days earlier, I received a letter from them saying that my account is risky for their bank and they are going to close it. I went to their branch to check the issue, but nobody can tell me why they made this desicion. I tried to call the number on the letter but they can't give me a satisfied answer either. The only thing they can tell me is that a department of Chase evaluated my account and considered my account risky.
For the past three years, I used my account receiving direct deposite, paying bills and sometimes transfer some money from my native country. For me, I can't see any risk doing these normal transactions.
I am quite angry not for their decision but for they can't give me a good explianation. They did provide me a quite complicated way to appeal. But without doing anything wrong, I refused to spend my time on this.
Closing the account is actually painful for me because I have to cancel all automatic bill payments as well as to change the linked account with my paypal and auto loan. I would like to use another bank rather than playing games with their stupid evaluation department.
BTW, my banker is very nice. I am only complaining the Bank itself.
We have been having ongoing problems with chase but here's the latest and the one that broke this camel's back.
My husband and I booked a flight to Kauai. The transaction was declined even though we had $20,000 in this account (one of several that we have with them). When we went back to the airline there were no seats left except the ones that offer more leg room and had to pay an additional 165.00 to book the flight. Chase has decided that even though they were the ones who declined the transaction they have no responsibility to reimburse us for the additional fee we incurred due to their incompetence because "they didn't charge us so they can't reimburse us"! They won't release my funds but I am some how responsible. It is incomprehensible to me that no one at this bank save an employee at our local branch understands how grossly unfair this is. We will be closing all accounts with Chase as soon as we get back to the mainland. Unfortunately I am forced to give the rating of 1 to them on the accompanying survey...they don't deserve even that!! Oh and by the way, even though we booked our flight using this account the first few transactions on the island were also questioned by them. The left hand has no idea what the right hand is doing at this bank.
I AM A CERTIFIED TAX PREPARER. I HAVE HAD MY CHASE CHECKING ACCOUNT FROZEN SINCE 2/08/2014. I WAS TOLD THAT IT LOOKED LIKE FRAUDULENT ACTIVITY WITH ACCOUNT. I HAVE PRODUCED A BUSINESS LICENSE, A TRADE NAME CERTIFICATE, MY EIN NUMBER, PTIN NUMBER, TAX CLIENTS WITH 2 FORMS OF ID, ETC. EVERY TIME I CALL THE 1-800 NUMBER I AM TOLD A DIFFERENT STORY BY A DIFFERENT PERSON EACH TIME. I HAVE BILLS THAT ARE PILING UP AND ACCRUING LATE FEES AND CAN'T BE PAID BECAUSE CHASE WILL NOT RELEASE MY TAX PREPARATION FEES NOR MY PERSONAL TAX REFUND TO ME. CAN YOU PLEASE HELP ME BEFORE MY KIDS AND I END UP HOMELESS.