I have never given them a deposit that was not good, yet they hold every deposit for long periods unless i make a fuss. I just had a payment to ford declined - with 10 times the amount of the payment in my account? I was told it was an abnormal transaction. Is is abnormal to make a car payment on a company vehicle via your company bank account. How does this look to ford credit? I spend way too much time on the phone trying to resolve issues.
Chase bank is the worst bank i have ever done business with. I also had them hold a check from a very wealthy customer of mine. They said they were unable to verify the fund. Ok i get it. So i had my customer contact his contact at his bank to contact chase to validate that the check would clear - the funds had been debited by chase 2 days prior to us being told they were putting an extended hold on the check. You tell me? Chase debited the money out of my customers account but could not verify that the check would clear. Really!
I will never take a check for payment from any chase customer again. This company charges all non customers a $6. 00 fee to cash checks from their bank customers! What a scam!
What a horrible "bait and switch" scam this bank conducts. I transferred money from one account to another to cover checks, and it showed online as having been moved. It was not actually moved until 3 days later, i had no way of knowing this as it showed online. Consequently, they charged 2 charges of $34 for insufficient funds! I am a private client customer as well as a business customer. I would discourage anyone from moving accounts here. Bank of america is starting to look good in comparison.