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CIT Bank Customer Review

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Daniel G's Profile Image

5 out of 5 marks

Reviewed by Daniel G

Jun 11th 2012

Simple To Open Account, Very Friendly Customer Service Reps, On-Line Transfers Are Easy

I opened a savings account about a week ago, so far everything has gone flawless and fast. I was also able to set up ach online (after my funds cleared, which took 2 days). You can now make transfer online, you do need to call if the transaction amount is over 5k. The customer service has also been very friendly and knowledgeable. I'm the last person to write a review about something, but with the low savings rate available these days. I wanted to give cit bank some thanks. I will be recommending this bank to others, lets hope that their rates stay competitive.

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Other CIT Bank Reviews

albemarle's Profile Image

Reviewed by albemarle

Dec 9th 2014

1 out of 5 marks

Service Is Bad, Bad, Bad

Terrible experience. They couldn't get my online account straight and even though i tried to get to a supervisor, they were never available. They promised to have a supervisor call me (twice) and i'm still waiting, days later, for their call. Go elsewhere.

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kylcmu's Profile Image

Reviewed by kylcmu

Oct 2nd 2014

1 out of 5 marks

Simply The Dumbest Bank Ive Ever Dealt With

We just opened an account for 55k, and CIT called us claiming that my other bank blocked the money transfer to CIT. It turned out the transaction did go through and cit duplicated the transaction overdrawing my account by 110k. Then they gave me the runaround to talk to my other bank to block the duplicated transactions when cit in fact already had the funds. Then i spoke to 3 representatives just to get them to send back the money they overdrew.

I even got a supervisor to promise me that everything will be taken care of in days. It's been over a week when they still haven't done it. I had to call them again, for the 6th time in a week, to make sure that they get this right, and good that i did because cit then tells us they were about to send both transactions back and leave me with a balance of zero at cit.

How incompetent are these people that they can fck up a simple transaction to open an account 5 different ways? I had the pleasure of working indirectly for ceo john thain in the past and think highly of him. He's a very sharp guy, but apparently intelligence stops at the top levels and employees on the frontline can not even open an account properly. If this is a representation of the rest of the bank, then id be really worried about keeping money there and probably need 2% more interest on cit saving accounts to deal with the incompetence and risk.

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