Citizen's took over my old bank, and moved into my supermarket, so for convenience, I stayed. The old account was free checking, and the welcome letter said nothing would change, a forever free account. Ha Ha. Free was gone 3 or 4 years ago. Tell the clerks? No response. It gets much worse. I keep an escrow account for my tenants. It's MY ACCOUNT. Ha Ha. Yet, when the tenant bounced their own Citizen's bank check, they took it out of my escrow account. Told the clerks...huh? What? Can't help you, they said. Citizen's closed their supermarklet branch at Shop Rite of Roxborough, Phila PA (wonder why, not enough business?) So now I am forced to drive to be sure there are 5 transactions each month, or I get charged. Now when I deposit a check, I have to sign it two times, as written and as on the account. That's OK, just seems like someone with nothing to do. Today, however, I tried to deposit a gift check made out to my wife and myself. She signed it, I signed it, went to deposit it, and NOPE, can't do it. The head teller there copped a real attitude when I said it had never been that way before in 10 years. Wouldn't get her boss when I asked. What did I do? Drove a mile to the other branch and deposited it. Long story shorty? 3 strikes and your out. Bye Bye Citizens.
I was a citizens customer for over 10 years. I have a checking, mortgage and equity line of credit. I have NEVER overdrawn my checking, made my line of credit payment early every month and had my mortgage payment automatically deducted from my checking. I also had direct deposit of my pay.
On feb 1st of this year, I had a severe financial emergency. It was a tough decision, but I had to withdraw most of my pay from my checking account. I did however, leave enough funds in the account to cover 6 smaller debit charges I had made. I fully intended to replace the money in 2 weeks to cover the mortgage, and I was more then willing to pay an overdraft fee to cover the missed automatic mortgage payment.
Before I could even begin to recover, the thieves stepped in and completely CRUSHED me with ridiculous fees. My all time favorite is their $6.99 a day for 10 day sustained overdraft fee. The only thing they forgot to do was come over and slash my tires.
My checking is now closed (good riddance) and I am now receiving threatening letters from the bank...they say I owe almost $1000.00 and if I don't pay they will report me to chexsystems and the major credit bureaus. Thanks Citizens
One of my customers gave me a bad check. I had know idea it was going to bounce they blamed me treated me like a pile of dirt, this company was in business 30 years with a great reputation. They told me I should have known it was no good and froze all my assets. I paid the fee and they told me it would resolve all issues, instead they closed both my business and personal accounts and said we dont want your business. They lied to my face.