7 yrs ago citizens came looking for our business they provided us a 100k credit line and a 950k morg the economy has changed never being late on a payment one day without any notice the crd line was pulled it took 3 months to get an explanation as to why it was discontinued we got a 50k line with eastern bank and 100k line with 1st national bank of ipswich at the drop of a hat. After suffering an embezzelment of up to 1 million dollars by two trusted stockholders, and debt to service ratios not to the banks liking they want to raise our interst rate 3% and or forclose the morgage. Keep in mind we are current in our payments and late once in paying quaterly taxes but are up to date now business is very unpredictable but we work 24/7 to pay our bills and employ 25 people the bank is heartless before you think of doing business with this bank shoot yourself in both feet and have your head examined this organization is a ruthless privateering bank that instead of helping will pull the rug out from under without notice causing you excessive legal fees and pain and suffering that you have never ever felt before. They also cash checks that require dual endorsement without the daul endorsement and adopt a what ever attitude when questioned as to what they will do to make good on the funds they have cashed wrongfully find a local small bank and make your bones with them they approach banking in the manner that is both good and honest for both parties in times of difficulty run from this bank as if it were the plague
Can I give a Negative 5 Star Review?! I opened a 11 month CD. After it matured, I went to their bank and attempted to close it out and put the money into my savings. The bank tells me that they are going to charge me 60 bucks because I didn't contact them within 10 days of the CD maturing (never received a call, letter, or any contact of any kind stating same). I even called their corporate offices and they didn't even listen to me. They just said "Sorry sir, nothing we can do". TERRIBLE BANK AND SERVICE!!! I'm leaving and telling my friends and family to do the same. Whatever happened to customers being treated like they matter??? I'm going to a bank where the appreciate me as a customer. I advise everyone else to do the same.