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C+
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650
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Citizens Bank Customer Review

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ASE's Profile Image

1 out of 5 marks

Reviewed by ASE

Jan 6th 2013

Horrible Deceitful Painful Insincery Oppresive

7 yrs ago citizens came looking for our business they provided us a 100k credit line and a 950k morg the economy has changed never being late on a payment one day without any notice the crd line was pulled it took 3 months to get an explanation as to why it was discontinued we got a 50k line with eastern bank and 100k line with 1st national bank of ipswich at the drop of a hat. After suffering an embezzelment of up to 1 million dollars by two trusted stockholders, and debt to service ratios not to the banks liking they want to raise our interst rate 3% and or forclose the morgage. Keep in mind we are current in our payments and late once in paying quaterly taxes but are up to date now business is very unpredictable but we work 24/7 to pay our bills and employ 25 people the bank is heartless before you think of doing business with this bank shoot yourself in both feet and have your head examined this organization is a ruthless privateering bank that instead of helping will pull the rug out from under without notice causing you excessive legal fees and pain and suffering that you have never ever felt before. They also cash checks that require dual endorsement without the daul endorsement and adopt a what ever attitude when questioned as to what they will do to make good on the funds they have cashed wrongfully find a local small bank and make your bones with them they approach banking in the manner that is both good and honest for both parties in times of difficulty run from this bank as if it were the plague

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Other Citizens Bank Reviews

furiousbanker's Profile Image

Reviewed by furiousbanker

Jul 31st 2014

1 out of 5 marks

CHARGES LEFT AND RIGHT!!!!

I am sick and tired of this bank. I have been given the run around online and over the phone. Horrible customer service, charges for things they should not charge for. If you are thinking about opening account with them - RUN AWAY! You are better off just stuffing your money in a mattress - at least then you know where it is going and how much is there. They pay for larger amounts first because they feel they are more important - ARE YOU KIDDING???? As I explained to the manager at the call center "So you mean if someone buys a $5,000 watch and then buys $200 in medicines, which is more important?" They make sure they pay for the larger amounts first to make sure you over draw on your account so they can charge the $35 per as well as the $6.99 a day (regardless what day you make it whole). BIG SCAMMERS!!!! RUN, RUN RUN AWAY FROM THEM!!! SAVE YOURSELF AND YOUR MONEY!!!!!

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Response by Citizens Bank

Responded by citizensbank

Jul 31st 2014

Hello furiousbanker, I am from Citizens Bank's Office of the Chairman. I am very sorry to hear about your experience, and I would like to learn more to see how we can best help. In order to talk with you regarding your concerns, we need to speak with you one-on-one. Can you please email your name and a phone number we can reach you at to AskCitizensBank@citizensbank.com? (Please do not include any personal information such as social security numbers or account numbers in your email.) Thanks -- we look forward to hearing from you!

m2annika's Profile Image

Reviewed by m2annika

Jul 20th 2014

1 out of 5 marks

More fees one can count of

Two pages are not enough to list fees, next just using my own phone will be an extra fee.

Time to research and transfer .

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Response by Citizens Bank

Responded by citizensbank

Jul 29th 2014

Hello m2annika, I am from Citizens Bank's Office of the Chairman. I am very sorry to hear about your experience, and I would like to learn more to see how we can best help. In order to talk with you regarding your concerns, we need to speak with you one-on-one. Can you please email your name and a phone number we can reach you at to AskCitizensBank@citizensbank.com? (Please do not include any personal information such as social security numbers or account numbers in your email.) Thanks -- we look forward to hearing from you!

m2annika's Profile Image

Responded by m2annika

Jul 29th 2014

Dear Mr. Chairman's Office...

Closed my high balance account, transferred to a CU due to your fees for online banking bill payment fees. You refer me to your face book page to post my email.

I wonder why your MyBank Tracker grade is listed as D+... I have been banking many years of one of your recent buy out American Security Bank, never had any issues with that institution. Excess fees were my issues with Citizens Bank.

My experience is listed on two pages of bank fees you started to impose on your costumers.

Regards

Response by Citizens Bank

Responded by citizensbank

Jul 29th 2014

I'm sorry for the confusion, m2annika -- American Security Bank was bought by Citizens Business Bank, a different company than us. We are a regional bank in the Northeast and Midwest, operating between New Hampshire and Michigan.

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