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Citizens Bank Customer Review

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ASE's Profile Image

1 out of 5 marks

Reviewed by ASE

Jan 6th 2013

Horrible Deceitful Painful Insincery Oppresive

7 yrs ago citizens came looking for our business they provided us a 100k credit line and a 950k morg the economy has changed never being late on a payment one day without any notice the crd line was pulled it took 3 months to get an explanation as to why it was discontinued we got a 50k line with eastern bank and 100k line with 1st national bank of ipswich at the drop of a hat. After suffering an embezzelment of up to 1 million dollars by two trusted stockholders, and debt to service ratios not to the banks liking they want to raise our interst rate 3% and or forclose the morgage. Keep in mind we are current in our payments and late once in paying quaterly taxes but are up to date now business is very unpredictable but we work 24/7 to pay our bills and employ 25 people the bank is heartless before you think of doing business with this bank shoot yourself in both feet and have your head examined this organization is a ruthless privateering bank that instead of helping will pull the rug out from under without notice causing you excessive legal fees and pain and suffering that you have never ever felt before. They also cash checks that require dual endorsement without the daul endorsement and adopt a what ever attitude when questioned as to what they will do to make good on the funds they have cashed wrongfully find a local small bank and make your bones with them they approach banking in the manner that is both good and honest for both parties in times of difficulty run from this bank as if it were the plague

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Other Citizens Bank Reviews

Beans310's Profile Image

Reviewed by Beans310

Jan 22nd 2015

1 out of 5 marks

Worst Rip Off Bank

My experience was with the Forest Hills Branch. My wife opened a saving account with the branch manager. He had her sign up for overdraft protection but failed to disclose that it needed to be tied into another account he was short handed and gave her an application to work there that he wanted delivered personally.

$150 in fees later they said tough luck what a rip off in fees they are very uncaring i am on fixed income. They rip off older people. I would run from this bank they lie and mislead people to maximize fees the branch manager has no working knowledge and should be fired for his poor quality of job performance

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nyf0725's Profile Image

Reviewed by nyf0725

Jan 19th 2015

1 out of 5 marks

Closing personal account

My husband and I have been banking with Citizens for almost a decade, and we had an overall good experience with them. Last week we received a letter stating that they are closing our personal checking account. This came as a complete shock to us as we always maintained a healthy account balance, never bounced a check, never had any suspicious activity on our account. We both are US citizens, do not travel abroad, do not do any business overseas, and have no connection to any foreign entities, so we are really at a loss as to why this happened. We both have good credit scores. The bank is stating that, per the terms of our agreement with them, they do not have to provide us the reason for the account closure. This is not how a loyal long term customer should be treated, and we are very disappointed. I understand that banks are heavily regulated and try to mitigate their risks, however in our case, it makes no logical sense whatsoever. Very disappointed. We are switching to a different bank, and we surely will not recommend Citizens to anyone we know.

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Response by Citizens Bank

Responded by citizensbank

Jan 20th 2015

Hello nyf0725, I am from Citizens Bank's Office of the Chairman. I am very sorry to hear about your experiences in our Philadelphia branches, and I'd like to have someone from my team call you to learn more and to see how we can best help. Can you please email your name and a phone number we can reach you at to AskCitizensBank@citizensbank.com? (Please do not include any personal information such as social security numbers or account numbers in your email.) Thanks, nyf0725 -- we look forward to hearing from you!

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