This is a saving account in Deutsche Bank. In 2002 I have left 1792.98 Euro in my saving account - without touch them for 10 years, with purpose to save. In 2012 in my saving account remained only 1461.68 Euro. It is obvious that the annual banking - expenses are higher that the annual interest. So instead to save money, the saving account had eaten my money! The saving booklet is real! Be careful with Deutsche Bank!