I have been very happy with my Discover IT for Students! Great credit card that offered a $50 bonus when I applied here
Discover card gave me a very high credit limit and even overnighted the card to me for free!! Their cashback is AMAZING!! I would highly recommend this company and card
First: complaining here doesn't help. File a complaint with the FDIC at: https://www2.fdic.gov/starsmail/index.asp
Second: to the person that keeps posting about Discover Card, this site is in relation to Discover Bank, not Discover Card; two separate entities.
Began the account in November with their Cashback Checking. Was induced due to BoA now charging me $25 mth in fees. Figured the $50 Discover Bank gave me to open the account then the cashback each transaction was worth it. Boy I was wrong.
I've had nothing but trouble with them. I've spent well over three hours, yes, three hours on the phone with customer service about their Funds Availability. Filed a complaint with the FDIC, as one of my deposits was incorrectly deposited on a different day. Discover Bank hides behind their "mobile deposits are not subject to the Funds Availability Act"; however, did admit the deposit was incorrectly deposited on a different day.
When I began the account, the rep said that there were hold times, however after 6 months those hold times would not apply. Now, however, Discover Bank is saying that not to be the case and is further saying that mobile deposits can be made available "at their discretion earlier". At their discretion. Wow, way to hose your customers.
There is a reason Bank of America charges a fee. In the near seven years I've had them as a bank I've spent maybe 20 minutes on the phone - IN SEVEN YEARS. In four months I've spent well over three HOURS on the phone with Discover Bank. They are the most awful customer service. Never call you back - unless you file a complaint with the FDIC then they call you back all the time.
I'm so disappointed in them. Now Discover CARD is completely different. Awesome cust service and never any complaints. Maybe their Bank should take a cue from the Card side.
Also, when making a transaction, the Bank side of the account only updates 3 or 4 times a day; unlike the Card side.
You'll do well to avoid
I have the discover it card for students. Great Card!! You to can have this card by using the link I post here. This link will give you a $50 cash back bonus! Must be able to prove you're a student or not
http://bit.ly/1fg7yq8 (Very VERY high approval ratings for students)
If you're not a student you can use this link here for the bonus!
Please note that student approval rate is much higher than normally approval rate!
I really like my discover card and I love the cash back bonus they offer!! Great bank to do business with!
Discover Bank has been a nightmare. I had a check that I had overnighted to them and was told that it would post to the account the same day. It never did. When I called they informed me that it would be four days to post so I waited the 4 days and the funds never became available. I called and they said 4 business days and that it would post the next day. I checked the next day and nothing. When I called them back they then informed me that it wouldn't post till after the weekend. I tried to explain to a supervisor that I have been given the wrong information all week. I asked if there was anything they could do and she said no. I then asked the supervisor to listen to the calls she said she was hesitant to listen to the call because it wouldn't change anything. On top of all this the account was compromised due to the Target security breach sending my account into the negative. i asked to have all the fraud charges disputed and to this date I do not see any credits for these. Discover Bank is a joke.
Amazing Bank! I have the discover It card for Students and really enjoy this credit card! It has always been there for me when I needed it. Use this link and receive a $50 account cash bonus!
Great customer service and great cash back! I would highly recommend this card to anyone.