MyBankTracker rated Discover Bank based on the following criteria that includes real customer reviews and bank fees, among others. Our bank report card is a proprietary rating system that highlights the financial health and stability of the bank.
The bank charged NSF fee ($35) even though i had enough funds in my account. After i spent 1hour and 52 minutes on the phone with their customer service representatives they agreed to refund the fees. Still waiting. It's time to go and do banking with a more friendly bank!
MY MOTHER AND I HAD A JOINT MONEY MARKET ACCOUNT. SHE PAST AWAY AND I CONTACTED THE BANK TO HAVE MONEY TRANSFERRED INTO THE TRUST ACCOUNT. I STARTED THIS ON DEC 29TH. I FAXED THE REQUESTED INFORMATION THAT DAY. 1 WEEK LATER NO MONEY HAD BEEN TRANSFERRED. I CALLED AND THEN THEY NEEDED A SIGNATURE. THE RESPONSE I RECEIVED ALL OF THE TIMES WAS WE HAVE 10 DAYS TO RESPOND TO YOU. I IMMEDIATELY FAXED AGAIN INFORMATION AND SIGNATURE THEY REQUESTED. I WAITED AGAIN.....I CALLED AGAIN TALKED WITH EDDIE I ASKED SPECIFICALLY WHEN THE MONEY WILL BE TRANSFERRED?? HE SAID FRIDAY JAN 30TH. I CALLED 2 TIMES THAT DAY TALKED WITH EDDIE FIRST HE SAID IT WAS IN PROCESSING. LATER THAT AFTERNOON I TALKED WITH SKYLAR (HE IS THE SUPERVISOR AND THIS IS THE 2ND TIME IN THIS PROCESS I HAVE TALKED WITH HIM). HE NOW INFORMS ME THAT IT WILL BE ON MONDAY DUE TO I AM IN LINE FOR A TRANSFER OF FUNDS. REALLY!!!! THEY DID NOT TRANSFER THE MONEY UNTIL FEB 3RD TUESDAY!!! NOW I REMIND YOU THAT I AM CO-OWNER OF THIS ACCOUNT!!!! IT TOOK FROM DEC 29TH TO FEB 3 FOR A SIMPLE TRANFER OF FUNDS WITH THE ONLY EXPLAINATION OF WE HAVE 10 DAYS............HORRIBLE BANK TO DEAL WITH. NOT ONLY DEALING WITH THIS BUT THE DEATH OF MY MOTHER!! THANK YOU HEATHER,SHANDRA, EDDIE AND SKYLAR FOR THE EXPERIENCE (I WOULD NOT EVEN GIVE THIS BANK A 1 STAR RATING)
We opened a savings account and really were enjoying the interest we were getting. Only negative was when we transferred money from another account to discover it came out immediately but took days before it was put into my savings. The real problem was when i decided to open a checking account with discover. I did it online and made 2 mistakes i did not realize until i submitted it. I immediately contacted someone at discover banking and after spending about an hour with them i was told everything was fixed and i was ready to go.
A couple of days later i signed onto my discover account only to find that my savings account had disappeared but the checking was there. I called spoke to customer service and was informed i was not authorized to access my savings account. I was not happy and after some research they said that they had to work on it and they would keep me in the loop on the status. After not hearing from them for a couple of days i called back and this time i was told by a supervisor he would call me back.
He called me back and said they were working on the problem and he would own the problem and continue to keep me in the loop. Again days went by no word so i called spoke to another supervisor and he said he would transfer me savings into my checking and once the got my savings account fixed he would make sure that i would not lose any interest that i would have received if it was left in savings and would call me as soon as my savings was fixed. That was over a month ago and i have not heard one word from discover. I plan on closing the checking account and never bank where i can't walk in to talk to someone and get my problem resolved. Very bad experience.