About Dollar Savings Direct

DollarSavingsDirect is an online banking division of Emigrant Bank, any deposits you have at Emigrant Bank, EmigrantDirect or DollarSavingsDirect are aggregated and FDIC insured up to $250,000 per depositor.
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Overall Rating

MyBankTracker rated Dollar Savings Direct based on the following criteria that includes real customer reviews and bank fees, among others. Our bank report card is a proprietary rating system that highlights the financial health and stability of the bank.

C

MyBankTracker Rating

Customer Rating
Based on 4 Reviews
Financial Health
Based on Texas Ratio: 38.88
Bank Fees
vs. Average
Bank Rates
vs. Average
Mobile Banking
Quality of Mobile Services

Most Helpful Customer Reviews

Facebook User's Profile Image

Reviewed by Facebook User

Dec 3rd 2009

4 out of 5 marks

Not too bad.

The bank started with a high rate but it has fallen in recent months, trending along with most other online savings accounts. The website is easy to use and the customer service via telephone is also very courteous and competent. After using EmigrantDirect then DollarSavingsDirect for a couple of years, I switched to Ally because of a higher rate. However, if DollarSavingsDirect's rate rises above Ally's (they are .01% different right now) I will not hesitate to switch back. The only extra negative with DollarSavingsDirect is the $1000 min balance, but for me this isn't a big issue.

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Bank Rates

NAME RATE (APY) MIN TO EARN APY Min Deposit
Dollar Savings Account

0.55%

$1,000

$1,000

Banking Fees

Type Fee National average
Monthly Inactivity

$0

$7

Non-Sufficient Fund (Overdraft)

N/A

$30

Stop Payment item

N/A

$27

Return Deposit

$0

$13

Domestic Wire Transfer (Outbound)

$30

$22

Domestic Wire Transfer (Inbound)

$0

$9

Non-Bank ATM

N/A

$1