About Excel National Bank

Excel National Bank commenced operations as a commercial bank in 2005. Excel National Bank is specifically focused on the lending requirements for small and mid-sized businesses.
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Overall Rating

MyBankTracker rated Excel National Bank based on the following criteria that includes real customer reviews and bank fees, among others. Our bank report card is a proprietary rating system that highlights the financial health and stability of the bank.

B+

MyBankTracker Rating

Financial Health
Based on Texas Ratio: 9.25
Bank Fees
vs. Average
Mobile Banking
Quality of Mobile Services

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Bank Rates

NAME RATE (APY) MIN TO EARN APY Min Deposit
Standard Personal Checking

0.00%

$1,000

$1,000

TERM RATE (APY) Min Deposit
3 Month CD

0.30%

$10,000

Banking Fees

Type Fee National average
Monthly Inactivity

N/A

$7

Non-Sufficient Fund (Overdraft)

N/A

$30

Stop Payment item

$25

$27

Return Deposit

N/A

$13

Domestic Wire Transfer (Outbound)

N/A

$22

Domestic Wire Transfer (Inbound)

N/A

$9

Non-Bank ATM

$0

$1