About Excel National Bank

Excel National Bank commenced operations as a commercial bank in 2005. Excel National Bank is specifically focused on the lending requirements for small and mid-sized businesses.
Customer Service #

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Overall Rating

C+
Grade

Excel National Bank Report Card

Overall rating score 49%
Financial Health
Based on Texas Ratio: 8.38
Bank Fees
vs. Average
Mobile Banking
Quality of Mobile Services

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Bank Rates

NAME RATE (APY) MIN TO EARN APY MIN TO OPEN
Standard Personal Checking

0.00%

$1,000

$1,000

TERM RATE (APY) MIN TO OPEN
3 Month CD

0.15%

$10,000

Banking Fees

Type Fee National average
Monthly Inactivity

N/A

$6

Non-Sufficient Fund (Overdraft)

N/A

$30

Stop Payment item

$25

$27

Return Deposit

N/A

$17

Domestic Wire Transfer (Outbound)

N/A

$22

Domestic Wire Transfer (Inbound)

N/A

$8

Non-Bank ATM

$0

$1

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