First Internet Bank

Online Banks › First Internet Bank

First Internet Bank Fees & Rates

• Fees
• Rates

• Type	Fee	National average
  Monthly Inactivity	$5	$6
  Non-Sufficient Fund (Overdraft)	$30	$30
  Stop Payment item	$30	$27
  Return Deposit	$25	$16
  Domestic Wire Transfer (Outbound)	$20	$22
  Domestic Wire Transfer (Inbound)	$0	$8
  Non-Bank ATM	$0 $6.00 refund per month	$1

• • CD Rates
  • Savings
  • Checking
  • Mortgage Rates

  • Regular CD

  TERM	RATE	MIN TO OPEN
  3 Month CD	0.35% APY	$1,000
  6 Month CD	0.60% APY	$1,000
  12 Month CD	0.85% APY	$1,000
  18 Month CD	0.90% APY	$1,000
  24 Month CD	0.95% APY	$1,000
  36 Month CD	1.10% APY	$1,000
  48 Month CD	1.25% APY	$1,000
  60 Month CD	1.60% APY	$1,000

  • Savings
  • Money Market

  NAME	RATE	MIN TO EARN APY	MIN TO OPEN
  Free Savings	0.40% APY	$0	$25
  Regular Savings	0.60% APY	$0	$100

  NAME	RATE	MIN TO EARN APY	MIN TO OPEN
  Money Market Savings	0.80% APY	$0	$100

  • Interest

  NAME	RATE	MIN TO EARN APY	MIN TO OPEN
  Interest Checking	0.55% APY	$500	$100

  • Mortgage - Fixed-Rate
  • Mortgage - Adjustable-Rate (ARM)
  • Refinance - Fixed-Rate
  • Refinance - Adjustable-Rate (ARM)

  NAME	RATE	POINTS	FEES
  30 Year Fixed		0.684	N/A
  15 Year Fixed		0.511	N/A
  15 Year Fixed		0	N/A
  20 Year Fixed		0	N/A

  NAME	RATE	POINTS	FEES
  7/1 ARM		0	N/A

  NAME	RATE	POINTS	FEES
  30 Year Fixed		0.111	N/A
  20 Year Fixed		0.181	N/A
  15 Year Fixed		0	N/A

  NAME	RATE	POINTS	FEES
  7/1 ARM		0.024	N/A
  5/1 ARM		0	N/A

Most Helpful Customer Reviews

Kathiemm reviewed First Internet Bank

Nov 2nd 2011 - updated: Feb 15th 2012

5 out of 5 marks

“Always good very easy to use”

Always easy to navigate the website

love the convenience. They offer a lot

of services. We recommend this with an A +

Is this review helpful? ▲ Yes 3 ▼ No 0

bpm13579 reviewed First Internet Bank

Jul 21st 2011 - updated: Feb 15th 2012

3 out of 5 marks

“ok”

ok experience

Is this review helpful? ▲ Yes 1 ▼ No 1

Nick L reviewed First Internet Bank

Jan 14th 2011 - updated: Feb 15th 2012

1 out of 5 marks

“Terrible. They value fees more than keeping a customer.”

Terrible. Their service used to be ok, which they absolutely needed since they don't have ANY branches which makes banking a huge hassle. I originally joined for the online banking. Now that every bank has a quality online presence First Internet Bank of Indiana has nothing worth while to offer.

You think this would make them focus on customer service, but that is not the case. They focus on gouging you with fees to make their money in lieu of keeping long term customers. I would not trust my money with them since I do not believe they will be in business in 2 years with the mass exodus of customers do to poor service. I will no longer be a customer as I was not treated like one.

Is this review helpful? ▲ Yes 2 ▼ No 1

See all 20 customer reviews »

Compare First Internet Bank to other banks

UmbrellaBank

UmbrellaBank.com is the Internet banking division of New South Federal Savings Bank. New South Federal is a member of...

Simple

Simple is not a bank. Simple replaces your bank. Funds live in FDIC-insured accounts with their partner bank, The Ban...

HSA Bank

HSA Bank is a Milwaukee-based company and one of the nation’s leading Health Savings Account (HSA) administrators. We...