About FirstBank

FirstBank opened in Lakewood, Colorado, in 1963. FirstBank is now Colorado's second largest depository institution and Colorado's largest locally owned bank, with over $9 billion in assets and over 130 locations in the Southwest U.S. The Bank expanded into California in 1985 and Arizona in 2007 and plans to add even more locations.
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Overall Rating

MyBankTracker rated FirstBank based on the following criteria that includes real customer reviews and bank fees, among others. Our bank report card is a proprietary rating system that highlights the financial health and stability of the bank.

B+

MyBankTracker Rating

Customer Rating
Based on 19 Reviews
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Most Helpful Customer Reviews

Weston9's Profile Image

Reviewed by Weston9

Mar 31st 2012

5 out of 5 marks

Friendly, hassle free banking with REAL people that answer when you call :)

Ok guys listen up. This bank is the shizz. No fees no minimum balance no limit on transfers (Internet from savings to checking) or if there is its def MUCH higher then most. Let's see suckers (dum-dums) in the lobby more and more popping up all over Colorado. If you call with a dispute they are very agreeable and cooperative on reversing the transaction.... Pretty speedy about allotting you're deposits if checks (and obviously cash)...(some banks hold those checks and do not make the balance available FOR DAYS).

This bank is local (Colorado, California, and Arizona) and as such really treats you like a smaller company usually does: like you matter. My only wahh about the whole thing is that I go to college in Washington and was devastated to learn that there were no Firstbanks here. It seems like there should be since there are Firstbanks in California. Firstbank, come on down to Washington you guys would THRIVE here and put this Chase and Bank of America fatcats to shame. Seriously DO IT! Oh yea and uh when you do set up shop in Seattle go ahead and feel free to hire me on! Thanks Firstbank I LOVE YOU!

Is this review helpful? ▲ Yes 2 ▼ No 0

Coloradonative72's Profile Image

Reviewed by Coloradonative72

Dec 25th 2012

4 out of 5 marks

Local Bank

Pros: 1STBANK is locally owned and opperated with NO shareholders to make happy; plenty of Front Range locations and is one of the last banks to still offer a traditional overdraft line of credit. They also have the best customer service I have ever encountered at a bank or credit union. Cons: for whatever reason, 1STBANK had decided to move into Phoenix, AZ and has become less, Colorado-y (the debit and credit cards used to look like Colorado license plates which were very handsome, now Visa Debit is orange and the Visa "Gold" is green with white numbers and letters and looks very cheap). They also have very sneaky fees: for instance...free checking; however, after the first year, the Visa Debit card has a $10 annual fee....Chase, Wells Fargo and US Bank may not have "free: checking; however, with direct deposit, their fees are waived. Also, as they are a Front Range area bank, if you happen to need cash whilst visiting say, LA or Miami etc you will get hit with a foriegn ATM fee...I know other banks do this but if you have Chase, BofA etc etc you have a very good chance at finding one of their ATMs free of charge in most states. They have many locations; however, most are on some of the busiest roads in Denver. Another con is their antiquated online account management. It gets the job done but it seems very old.

Overall, I love 1STBANK because it has been in our family for years and I like the traditional feel that they have; however, with Chase, Wells Fargo and US Bank in our own backyard with fewer fees, it is increasingly hard to recommend 1STBANK.

Is this review helpful? ▲ Yes 1 ▼ No 0

jeswildman's Profile Image

Reviewed by jeswildman

Sep 7th 2011

5 out of 5 marks

Great!

Firstbank is a very strong bank. They are up with the times and offer more services than others. 24hr customer service(with a real person)! They call when there's a problem or you will be overdrawn, and you can set up account alerts so you don't overdraw. The people they hire are first rate and always professional! Great place. Oh yeah! They own the 1stbank center, so you get 24hour prior ticketing for any show you like! Great for a sold out type of show!

Is this review helpful? ▲ Yes 2 ▼ No 1

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Bank Rates

NAME RATE (APY) MIN TO EARN APY Min Deposit
Premier Checking

0.05%

$2,500

$2,500

Premier Checking

0.05%

$10,000

$2,500

Premier Checking

0.05%

$25,000

$2,500

Premier Checking

0.10%

$50,000

$2,500

NAME RATE (APY) MIN TO EARN APY Min Deposit
Free Checking

0.00%

$0

$0

Banking Fees

Type Fee National average
Monthly Inactivity

$10

after 12 months of no activity

$7

Non-Sufficient Fund (Overdraft)

$34

$30

Stop Payment item

$30

$27

Return Deposit

$10

$13

Domestic Wire Transfer (Outbound)

$25

$22

Domestic Wire Transfer (Inbound)

$10

$9

Non-Bank ATM

$2.50

$1