About Frost

For six generations, Frost has been committed to helping businesses and families throughout Texas prosper. What started as a small downtown San Antonio bank is now Cullen/Frost Bankers, Inc. (NYSE: CFR), a multi-billion dollar financial holding company.
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Overall Rating

MyBankTracker Grade

B+
Customer Rating
Based on 10 Reviews
Financial Health
Based on Texas Ratio: 3.44
Bank Fees
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Bank Rates
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Number of Locations
vs. Similar Institutions
Mobile Deposits
Mobile Deposits
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Quality of Mobile Services

Locations & Hours

Frost Location Map
Frost Location Map
We found branches close to you and 148 nationwide.
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Customer Reviews

Most Helpful Customer Reviews

SteveGibson's Profile Image

Reviewed by SteveGibson

Aug 15th 2014

5 out of 5 marks

Back to the Future

After finding that my NATIONAL bank was into everything including giving money to many causes I did not suport I changed to Frost. WHY? because they did not take TARP money and they have made moves to make sure they are first and formost financially strong, kind of like the banks I remeber from years ago. When you walk in you can tell the focus is different and once you understand they are not trying to grow fast as they can open a new location, then you understand that this realy is a solid "Old School" bank.

Is this review helpful? ▲ Yes 1 ▼ No 0

AverageConsumer's Profile Image

Reviewed by AverageConsumer

Apr 15th 2014

2 out of 5 marks

Abysmal experience

My only mistake was not finding another bank sooner. Everyone makes mistakes but Frost makes too many of them. And they are very slow to correct or acknowledge.

The loan officers are incompetent. It's shocking how badly informed they are and how careless they are with your financial information.

The bank's culture is insular, arrogant, plodding. Needs a makeover badly.

Is this review helpful? ▲ Yes 1 ▼ No 0

david's Profile Image

Reviewed by david

Nov 30th 2009

1 out of 5 marks

Frost screwed me dont let them do you

Frost gave me a Lot Loan with 6% interest for one year, to build a home. I loved the loan, it was right for me; then I had a baby that year and needed an extension. So they gave me 10.25 percent p & now I can't save money. I'm going to let my lot go back. Frost did not want to work with me, they laughed at me.

Thanks Frost Bank...

Is this review helpful? ▲ Yes 2 ▼ No 0

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Bank Rates

NAME RATE (APY) MIN TO EARN APY Min Deposit
Personal Savings

0.01%

$0

$50

NAME RATE (APY) MIN TO EARN APY Min Deposit
Personal Money Market

0.05%

$10,000

$50

TERM RATE (APY) Min Deposit
12 Month CD

0.05%

$1,000

18 Month CD

0.10%

$1,000

24 Month CD

0.20%

$1,000

Banking Fees

Type Fee National average
Monthly Inactivity

N/A

$7

Non-Sufficient Fund (Overdraft)

$33

$30

Stop Payment item

$20

$27

Return Deposit

$4

$14

Domestic Wire Transfer (Outbound)

$20

$22

Domestic Wire Transfer (Inbound)

$12

$9

Non-Bank ATM

$1.50

$1