I recently opened a checking account with Great Western and was happy with the friendly staff at the local branch. At the time, I also accepted their offer to open a visa card account. 0% for 6 months. Great.
Bad move. Their payment structure is managed by at least two other mystery entities, of which dealing with is horrible. I tried to post my first payment to the card last month through one (I say one, because it turns out there are more than one site to pay at, but they are all antiquated and hard to navigate) of their payment sites, www.ezcardinfo.com
Turns out, the payment didn't process, even though the site said it was ACCEPTED. Instead of calling or emailing me as it happened to inform me of THEIR ERROR, the account sat for three weeks in an outstanding, unpaid status. I'm happy and ignorant all the while.
By week four, I started getting mystery calls from an 866 number every morning at 8:15. When I answer, there is no reply, it just hangs up. When I don't answer and it goes to voicemail, the same thing happens. One morning, I decided to call back the number to see who has been such a nuisance. It's some "courtesy" division or company or agency saying my account is outstanding. The extremely rude and UNcourteous associate who answered wouldn't even tell me the reason for the call until I gave him all kinds of confidential information. Remember, I had no idea who this company is!
After 2 hours of precious work time, multiple phone calls to multiple divisions, agencies and who knows what, plus fretting over my credit taking a hit because of their cludgy system. I still had no answer why the payment didn't post. I also couldn't pay them at that time over the phone without being charged a $10 "convenience" fee.
I gave in and just mailed them the stinking payment. That was one week ago. I'm still getting the calls. I called the 866 number back today to speak with a manager, who, as it turns out, was not there.
Been banking with these people since 2002 when tier one was the bank, but the bank folded and then Great Western took over. And in three and a half years of banking they lost a deposit of mine that I had to tell them to go find after 3 weeks when I decided to reconcile by check book. Now that would of been lost forever had I not said anything. Furthermore a friend of mine had his work check deposited there and they lost that too and He had to go to his works office to prove a cancelled check. Oh and one other thing they had not one but two checks from other customers drawn from my account one over drew my account now they reimbursed the account but a week later they charged me for a NSF for someone else check. they reimbursed that too, but hey shouldn't I be able to charge the bank $30 for screwing up my account!!!. Be ware and like the previous statement I raised a little hell and they cancelled my checking accounts too, I'll be going to small claims for check printing expenses and those fees. Watch your accounts closely if you do business with this bank!!!
I have always enjoyed banking with Great Western Bank. The staff is friendly and I feel the website is very user friendly. I have never heard of my friends or family saying anything negative toward this company. I plan to stay with this bank forever :)