About HSA Bank

HSA Bank is a Milwaukee-based company and one of the nation’s leading Health Savings Account (HSA) administrators. We serve more than 300,000 accountholders with nearly a billion dollars in HSA assets. We focus solely on the administration, service and support of our HSA product. Our philosophy is to do what we do best and partner with others who do the same to provide a best-of-breed solution.
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Overall Rating

MyBankTracker Grade

D+
Customer Rating
Based on 7 Reviews
Financial Health
Based on Texas Ratio: 8.49
Bank Fees
vs. Average
Mobile Banking
Quality of Mobile Services

Customer Reviews

Most Helpful Customer Reviews

joshuatree28's Profile Image

Reviewed by joshuatree28

Apr 22nd 2011

1 out of 5 marks

The bank sucks. They nickel-n-dime on fees, pay nothing in interest, & float a deposit as long as possible.to cash in.

This bank just sucks. They take forever to fund the account when yhou make a deposit, and they have more ludicrous fees than any other bank I have dealt with. They even have a "customary $25 fee" to CLOSE THE FREAKIN ACCOUNT! What a con. Oh.. and their website sucks to. Barely user friendly - very poor programming. I can't tell you how much I hate this bank.

Is this review helpful? ▲ Yes 2 ▼ No 0

braddock's Profile Image

Reviewed by braddock

Jul 29th 2011

2 out of 5 marks

plfg's Profile Image

Reviewed by plfg

Apr 17th 2013

1 out of 5 marks

Only if you want to be nickel and dimed

When I opened an acount 4 years ago through my then employers benefits package, this bank charged me to open my account, then every month they charged me a rediculous amount for a service fee...more than what an average account holder gets in interest. My current employer's benefit package offers an HSA with another bank so not wanting to maintain two accounts I decided to transfer what funds were left in the older account and close that account. This bank charged me $25 to close the account. I would never use this bank again!!!

Is this review helpful? ▲ Yes 2 ▼ No 0

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Banking Fees

Type Fee National average
Monthly Inactivity

N/A

$7

Non-Sufficient Fund (Overdraft)

$30

$30

Stop Payment item

$25

$27

Return Deposit

$25

$14

Domestic Wire Transfer (Outbound)

$25

$22

Domestic Wire Transfer (Inbound)

$25

$9

Non-Bank ATM

$2

$1