When i have done business with previous banks, they would not charge overdraft fees until that transaction posted and any pending transactions wouldn't be taken into consideration until they did post. Well, Huntington thinks that they can charge overdraft fees regardless if the transactions are listed as pending or not with the 24 Hour Grace. I didn't think that a bank could charge overdraft fees onto pending transactions until i went to Huntington. If you live pay check to paycheck, this isn't the bank for you, unless you know you can have a balance well enough to cover the transactions. It especially stinks if you use a service or such that has to put a hold for a dollar amount on the debit card. Such as renting a cat.
In addition, their fees are redicously high and if you want actual checks, you have to pay for those or get counter checks, which very few places will accept anymore.
The customer service there is good and never really have an issue getting a hold of someone on the phone. Though, i think they need to explain 24 Hour Grace a lot better when you start an account with them. I kind of felt hurried up and rushed when opening up the account.
Had an overdraft fee due to misunderstanding. Was charged over $125 in bank overdraft fees. I explained my story to Sam the bank manager and she immediately called the bank and helped me clear the ridiculous fees. Sam and everyone at the Meier Hunington bank are awesome. If it wasn't for Sam taking the time to help me I would have had to pay over $125 in bogus fees. Thanks to Sam and her team at her bank I will continue to bank wi them.
Called auto system and found that I was overdrawn! I call every day to make sure that there are no overdrafts. On 2 20 I had $162 and today when I called auto system something came through on 2-19-14. it is Saturday 2-22 and they have me as OVERDRAWN and are charging me $37.50 overdraft! No one informed me and the check went through on their end on 2-19-14. I had NO time to get the 1-NEXT DAY GRACE PERIOD.Nothing I can do about it.since it is Saturday at about 4pm. I left a good bank and NEVER had an overdraft. Huntington offered me $100 to direct deposit with them. They have already got the $100 back in overdrafts based on their lies and so called 24 hour grace. SCAM I intend to give them what I owe ACCORDING TO THEM and get the FREAK out.! They cheat good customers and this has happened to my son even though I told him not to bank with them. He has had the same problem! Huntington Bank does not have a 24 hour grace period.> IT IS A JOKE They don't tell you that you have overdrawn until it is too late to for the GRACE PERIOD! I hate this bank and I have had nothing but trouble since I got involved with them. (ZERO)O RATING is what I think but you have to give them a 1 which they do not deserve WORST BANK I HAVE EVER SEEN.