When i have done business with previous banks, they would not charge overdraft fees until that transaction posted and any pending transactions wouldn't be taken into consideration until they did post. Well, Huntington thinks that they can charge overdraft fees regardless if the transactions are listed as pending or not with the 24 Hour Grace. I didn't think that a bank could charge overdraft fees onto pending transactions until i went to Huntington. If you live pay check to paycheck, this isn't the bank for you, unless you know you can have a balance well enough to cover the transactions. It especially stinks if you use a service or such that has to put a hold for a dollar amount on the debit card. Such as renting a cat.
In addition, their fees are redicously high and if you want actual checks, you have to pay for those or get counter checks, which very few places will accept anymore.
The customer service there is good and never really have an issue getting a hold of someone on the phone. Though, i think they need to explain 24 Hour Grace a lot better when you start an account with them. I kind of felt hurried up and rushed when opening up the account.
Paid off my car loan and its 3 weeks no title received.Everytime I call they ask me to wait for 5 days. Please advise what should i do next. I want to sell car ASAP
My debit card was stolen during a night out with friends. Upon noticing my card was missing from my purse, I immediately checked my online banking. Seeing an unfamiliar charge, I called huntington to cancel card. The representative I spoke to was friendly and helpful. I was happy to hear my options and ecstatic to learn I would be credited the amount spent. Furthermore, as soon as I checked my bank statement, I had already been credited.