About Incredible Bank

Incrediblebank.com is an online division of River Valley Bank, an FDIC insured financial institution established in 1967. Accounts at Incrediblebank.com are FDIC insured to the maximum allowable limits ($250,000) per depositor (deposits at Incrediblebank will be combined with any deposits you have at River Valley Bank for determining FDIC insurance coverage).
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Overall Rating

MyBankTracker rated Incredible Bank based on the following criteria that includes real customer reviews and bank fees, among others. Our bank report card is a proprietary rating system that highlights the financial health and stability of the bank.

C+

MyBankTracker Rating

Customer Rating
Based on 5 Reviews
Financial Health
Based on Texas Ratio: 19.84
Bank Fees
vs. Average
Bank Rates
vs. Average
Mobile Banking
Quality of Mobile Services

Most Helpful Customer Reviews

eleanorjay's Profile Image

Reviewed by eleanorjay

Nov 10th 2012

4 out of 5 marks

great

I am very pleased with my account and the ease of contacting the bank.

Is this review helpful? ▲ Yes 1 ▼ No 0

Rakesh A's Profile Image

Reviewed by Rakesh A

Oct 26th 2011

5 out of 5 marks

Good customer service; excellent interest rates on Checking account

I have been a customer of Incredible Bank for a few years and have been very happy with them. They have excellent customer servies and very high rates on their checking account. Fits my needs entirely

Is this review helpful? ▲ Yes 1 ▼ No 0

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Bank Rates

NAME RATE (APY) MIN TO EARN APY Min Deposit
Incredible Money Market

0.95%

$0

$2,500

Incredible Money Market

0.05%

$250,000

$2,500

NAME RATE (APY) MIN TO EARN APY Min Deposit
Incredible Checking

0.59%

$1

$1,000

Incredible Checking

0.19%

$250,001

$1,000

TERM RATE (APY) Min Deposit
9 Month CD

0.75%

$10,000

13 Month CD

1.00%

$10,000

19 Month CD

1.20%

$10,000

Banking Fees

Type Fee National average
Monthly Inactivity

N/A

$7

Non-Sufficient Fund (Overdraft)

$34

$30

Stop Payment item

$29

$27

Return Deposit

$34

$13

Domestic Wire Transfer (Outbound)

$20

$22

Domestic Wire Transfer (Inbound)

$5

$9

Non-Bank ATM

N/A

$1