Overall Rating

C
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Incredible Bank Report Card

Overall rating score 36%
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Incredible Bank Customer Review

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eleanorjay's Profile Image

4 out of 5 marks

Reviewed by eleanorjay

Nov 10th 2012

great

I am very pleased with my account and the ease of contacting the bank.

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Other Incredible Bank Reviews

adamo010's Profile Image

Reviewed by adamo010

Jun 17th 2013

2 out of 5 marks

Was OK, until

I didn't login for about 12 months. Had $5K there. They then levied a $15 paper statement fee on me because they automatically converted me back to paper statements as I hadn't logged in. But I've been downloading transactions to Quicken for some time.

Called them up, and they refused to waive the fee.

Frankly not at all what I want in a financial institution. There are many online banks and I recommend folks put their money at a bank that doesn't have customer unfriendly policies such as this.

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onlinebanker's Profile Image

Reviewed by onlinebanker

Jun 22nd 2012

1 out of 5 marks

Unusable Online Banking Interface, Unexpected Changes In Service With High Fees

Lured by the relatively high interest rate, I opened an Incredible Bank account last year. The idea was to use it for holding a 'rainy day fund' linked to my main checking account.

Once I signed up, the online banking interface immediately made me a little suspicious. It is clumsy and ugly and unpolished compared to every other online service I currently use. It looks like a throwback to the 1990's.

I was further put off by the difficulty of actually linking the accounts. I had never had any trouble linking my checking account to accounts at other banks, so I can only assume the problem was with Incredible Bank.

The final straw was the surprise of receiving an old-fashioned paper statement (in typewriter font), and seeing that the bank had charged me $15 for it. I called and was told that my account had reverted to 'offline banking' because I had not logged in for two months. The representative said she would only give me a partial refund, but that was 2 days ago and I still do not see it in my online transaction history.

Overall, Incredible Bank is an incredibly shoddy outfit. Not worth the tiny extra amount of interest at all.

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