I absolutely owe Key bank everything. And I mean that in all intended gratitude. No one else would open a bank for me after my bankruptcy and lay-off; but Key did. In fact they opened a normal checking account and a savings account for me after literally every other major bank denied me. They even called me a couple days later to reassure my fears of it being closed after I opened it and welcomed be to their bank. They're so amazing I literally don't mind having to drive 2 hours to the nearest branch every now and then to make a quick deposit. Every time I go in the tellers are super, the service is fast and I couldn't be happier. Yes, this bank charges fees. But it's a bank; a business. Life isn't free, we shouldn't expect banking to be either, especially in this economy. I only pay $12 a month to have any overage charges I may incur (up to 3, but never had more than one) refunded and I even got $100 just for being a good customer! Come on; this place is awesome. Be smart when you read the rest of the reviews and recognize true consumer error, and angry customers who have truly made a mistake on their own part. I haven't had a problem one with Key and I've been with them for a full year now. I had Bank of America previously and they literally shut down my accounts about a week after they received notification that I was filing bankruptcy on the credit card I had with them. Nothing else; not the home loan, student loans, etc. just the credit card and they closed every checking, and savings account my husband and I had. But they sure kept the home loan and student loans just fine. THAT'S a bad bank. Not Key.
First, the agent wrote my name wrong when I opened the account, I stay there for many hours just to open account. Second, the agent told me wrong things about $200 promotion. later, I didn't get $200. They just say sorry about that, and do nothing for that. Also, if i cancel that account, they still need to charge $25. The agents are unprofessional. The bank system are trash. And when you open, you must wait 6 months. And there's maintenance fee for each month. Terrible experience. So be very careful. The promotions most are trap.
We applied for a loan that they have numerous times told us we were approved for arbitrary amounts (higher than what we asked for) but everyday there is a reason to not close. Â When they finally called and scheduled the close, they did not send the papers to the branch to actually close the loan. Â Apparently the documents they they required which were filled out by another bank were never seen before by the other bank and had an error which they told us about the prior week. Â Instead of fixing it then, they waited until after 2 people took off work for a close that they called and scheduled to say, oh were not ready. Thanks for being such incompetent ********!