B MyBankTracker Rating

Kirkpatrick Bank

About Kirkpatrick Bank

Kirkpatrick Bank is headquartered in Edmond, Oklahoma, serving both Oklahoma and Colorado with branches in Edmond, Oklahoma City and Colorado Springs. Originally chartered as American Bank and Trust in 1970, the bank was acquired by the Kirkpatrick family in 1988, a troubled year for many Oklahoma banks.

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MyBankTracker rated based on the following criteria that includes real customer reviews and bank fees, among others. Our bank report card is a proprietary rating system that highlights the financial health and stability of the bank. See how it’s rated.

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Customer Reviews

Most Helpful Kirkpatrick Bank Bank Customer Reviews

  • S
    Reviewed By StrifeWolfe Nov 14, 2012

    Horrible, Plain And Simple. Customer Service Is Horrible. They Take Forever To Cash Checks And Even Direct Deposits.

    I started using this bank as soon as i moved to oklahoma. At first i was impressed. The employees were nice and made it really easy to set up an account. Then the mystery charges started. I remember depositing a paycheck then purchasing some furniture. The furniture cost nowhere near as much as the paycheck i deposited, yet when i went to buy groceries the next day, it said i had insufficient funds. Not only was it embarrassing but it was completely not true. I should have had more than enough in my account. Turns out they still hadn't cashed the paycheck and they had the nerve to charge me overdraft fees. Horrible bank, save yourself the trouble and put your money in your mattress.

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  • Type Fee National Average
  • Monthly Inactivity N/A
  • Non-Sufficient Fund (Overdraft) N/A 0
  • Stop Payment item N/A 0
  • Return Deposit N/A 0
  • Domestic Wire Transfer (Outbound) N/A 0
  • Domestic Wire Transfer (Inbound) N/A 0
  • Non-Bank ATM N/A