About M&T Bank

With more than 780 convenient branches located throughout New York, Pennsylvania, Maryland, Washington, D.C., Virginia, West Virginia, Florida, Delaware and Toronto, Canada- plus free account access at over 2,000 M&T Bank ATMs-we're never far from where you live, work, shop and play.
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Overall Rating

MyBankTracker rated M&T Bank based on the following criteria that includes real customer reviews and bank fees, among others. Our bank report card is a proprietary rating system that highlights the financial health and stability of the bank.

C+

MyBankTracker Rating

Customer Rating
Based on 157 Reviews
Financial Health
Based on Texas Ratio: 13.99
Bank Fees
vs. Average
Bank Rates
vs. Average
Number of Locations
vs. Similar Institutions
Mobile Banking
Quality of Mobile Services

Locations & Hours

M&T Bank Location Map
M&T Bank Location Map
We found branches close to you and 812 nationwide.
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Most Helpful Customer Reviews

genung5's Profile Image

Reviewed by genung5

Apr 14th 2015

5 out of 5 marks

Great Bank!

I have only good to say about M&T Bank. Our branch in Norwich, NY, has been very helpful to us. When they first changed their name from Partners Trust, I was concerned. My concerns were groundless. Thank you M&T Bank for making banking a pleasure!

Is this review helpful? ▲ Yes 1 ▼ No 0

Lyorkgmail's Profile Image

Reviewed by Lyorkgmail

May 11th 2015

5 out of 5 marks

Thank you

For being customer service orientated. You have never given me reason to leave. Today - many places don't seem to care about your business . Your staff is great. Kind and helpful!

Is this review helpful? ▲ Yes 1 ▼ No 0

Elwood's Profile Image

Reviewed by Elwood

Jan 27th 2014

5 out of 5 marks

M&T Bank in Rhinebeck is the best ever!

I have been with M&T Bank in Rhinebeck for decades and the people who work there have been nothing but gracious, professional, knowledgeable and helpful. When my wife died last March, the principals at my local M&T were there for me as I navigated the difficulties in transferring accounts, etc.

5 Stars!

Is this review helpful? ▲ Yes 2 ▼ No 4

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Bank Rates

NAME RATE (APY) MIN TO EARN APY Min Deposit
e-Money Market

0.05%

$0

$1

Market Advantage

0.28%

$1

$2,500

Market Advantage

0.29%

$25,000

$2,500

Market Advantage

0.33%

$50,000

$2,500

NAME RATE (APY) MIN TO EARN APY Min Deposit
MyChoice Plus Checking with Interest

0.01%

$0

$1

MyChoice Premium Checking

0.01%

$1

$1

MyChoice Premium Checking

0.05%

$100,000

$1

TERM RATE (APY) Min Deposit
6 Month CD

0.10%

$1,000

12 Month CD

0.15%

$1,000

18 Month CD

0.20%

$1,000

24 Month CD

0.20%

$1,000

36 Month CD

0.30%

$1,000

Banking Fees

Type Fee National average
Monthly Inactivity

N/A

$7

Non-Sufficient Fund (Overdraft)

$38.50

$30

Stop Payment item

$35

$27

Return Deposit

$20

$13

Domestic Wire Transfer (Outbound)

$32

$22

Domestic Wire Transfer (Inbound)

$16

$9

Non-Bank ATM

$3

$1