I entered the bank on January 30 2013 to cash a check; I have 2 business accounts and a personal account with M and T Bank. I signed the check and put a thumb print while waiting for the Teller.
When she came she was looking up the account and had to receive approval because of the amount of the check". This was a new account but I am not a new Customer. The other Teller comes and starts asking who the owner of the company is, where else did I try to cash the check, and treating me as if I was a thug that just came off the streets:. My check had cleared and been validated, the Teller proceeds to help other people without letting me know anything when I asked what is going on she tells me that they are working on it and she doesn't know what they are doing".
So I asked to speak to a Manager and she says the Manager is in the back working on something. After I insisted on a Manager and raised my voice then someone came from the back and guided me to the Manager, as I arrived in the Managers office she is calling the bank I opened the account with inquiring on my intentions.
I was never asked any questions; they were treating me as if I had bad intentions, without explaining or asking any clarifying questions! They didn't even research to see if I had any other accounts/.The customer service at this location is very unprofessional and the Tellers are very unhelpful, if you can go to another location or better yet go to another bank.
I deposited a check into the ATM machine and it got stuck into the reader at 4:35 pm. Two employees were exiting the building (end of work day) I asked them questions about getting my check or credit for deposit. they look at me as if I'm panhandling and tell me to call the 1800# poor customer service. I waited until next bushiness day called the branch explained situation and again was treated like I was wrong or providing misleading information. I'm certain that someone pulled the jammed check from the machine, saw my account number and signature, however no one called and the funds still (day 3) have not been credited to my account. Nevertheless poor experience. Bank with credit unions where members are just that appreciated members. This branch sucks to the core.
It is beyond comprehension how a bank with such horrible service and borderline felonious fees can still be in business. I just received a savings account statement and they deducted so many of these "fees" that I now carry a negative balance. First of all, those fees more than wipe out any interest I've earned, but more importantly why would they keep taking away more money when there is none there? I plan on closing it today and refusing to pay their ransom.
Please do yourself a favor, and never open an account at M&T. You are far better off using a credit union or buying a safe.