Nationwide Bank

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Nationwide Bank Fees & Rates

• Fees
• Rates

• Type	Fee	National average
  Monthly Inactivity	$5 On the 366th day of no withdrawals or deposits	$6
  Non-Sufficient Fund (Overdraft)	$25	$30
  Stop Payment item	$20	$27
  Return Deposit	$15	$16
  Domestic Wire Transfer (Outbound)	$25	$22
  Domestic Wire Transfer (Inbound)	$0	$8
  Non-Bank ATM	$1.50	$1

• • CD Rates
  • Savings
  • Checking
  • Mortgage Rates
  • HELOC
  • Home Equity
  • Auto Loans

  • Regular CD
  • IRA CD

  TERM	RATE	MIN TO OPEN
  3 Month CD	0.25% APY	$0
  6 Month CD	0.45% APY	$0
  9 Month CD	0.50% APY	$0
  12 Month CD	0.90% APY	$0
  18 Month CD	1.05% APY	$0
  24 Month CD	1.10% APY	$0
  36 Month CD	1.21% APY	$0
  48 Month CD	1.41% APY	$0
  60 Month CD	1.60% APY	$0

  TERM	RATE	MIN TO OPEN
  3 Month CD	0.25% APY	$500
  6 Month CD	0.45% APY	$500
  12 Month CD	0.90% APY	$500
  24 Month CD	1.10% APY	$500
  36 Month CD	1.21% APY	$500
  48 Month CD	1.41% APY	$500
  60 Month CD	1.60% APY	$500

  • Savings

  NAME	RATE	MIN TO EARN APY	MIN TO OPEN
  Regular Savings	0.35% APY	$0	$0

  • Interest

  NAME	RATE	MIN TO EARN APY	MIN TO OPEN
  Interest Checking	0.20% APY	$2,500	$50
  Interest Checking	0.30% APY	$10,000	$50
  Interest Checking	0.40% APY	$25,000	$50

  • Mortgage - Fixed-Rate
  • Mortgage - Adjustable-Rate (ARM)
  • Refinance - Fixed-Rate

  NAME	RATE	POINTS	FEES
  30 Year Fixed		1	$1,217
  15 Year Fixed		0.625	$1,217

  NAME	RATE	POINTS	FEES
  5/1 ARM		0.625	$1,217
  3/1 ARM		0.5	$1,217

  NAME	RATE	POINTS	FEES
  30 Year Fixed		1	$1,217
  15 Year Fixed		0.625	$1,217

  • 30K HELOC
  • 50K HELOC
  • 75K HELOC
  • 100K HELOC

  NAME	RATE	ANNUAL FEE	CREDIT SCORE	COMMENTS
  30K HELOC	4.25% APR	N/A	Excellent (720-850)

  NAME	RATE	ANNUAL FEE	CREDIT SCORE	COMMENTS
  50K HELOC	4.25% APR	N/A	Excellent (720-850)

  NAME	RATE	ANNUAL FEE	CREDIT SCORE	COMMENTS
  75K HELOC	4.25% APR	N/A	Excellent (720-850)

  NAME	RATE	ANNUAL FEE	CREDIT SCORE	COMMENTS
  100K HELOC	4.25% APR	N/A	Excellent (720-850)

  • 30K Home Loan
  • 50K Home Loan
  • 75K Home Loan
  • 100K Home Loan

  NAME	RATE	ANNUAL FEE	CREDIT SCORE	COMMENTS
  30K Home Loan	5.69% APR	N/A	Excellent (720-850)

  NAME	RATE	ANNUAL FEE	CREDIT SCORE	COMMENTS
  50K Home Loan	5.69% APR	N/A	Excellent (720-850)

  NAME	RATE	ANNUAL FEE	CREDIT SCORE	COMMENTS
  75K Home Loan	5.69% APR	N/A	Excellent (720-850)

  NAME	RATE	ANNUAL FEE	CREDIT SCORE	COMMENTS
  100K Home Loan	5.69% APR	N/A	Excellent (720-850)

  • New Car
  • Used Car
  • Refinance

  TERM	RATE	ANNUAL FEE	COMMENTS
  24 Month New Car	5.15% APR	N/A
  36 Month New Car	5.15% APR	N/A
  48 Month New Car	5.15% APR	N/A
  60 Month New Car	5.15% APR	N/A
  72 Month New Car	5.50% APR	N/A

  TERM	RATE	ANNUAL FEE	COMMENTS
  36 Month Used Car	5.15% APR	N/A
  48 Month Used Car	5.15% APR	N/A
  60 Month Used Car	5.15% APR	N/A

  TERM	RATE	ANNUAL FEE	COMMENTS
  36 Month Refinance	5.15% APR	N/A
  48 Month Refinance	5.15% APR	N/A
  60 Month Refinance	5.15% APR	N/A

Most Helpful Customer Reviews

Joni reviewed Nationwide Bank

Feb 23rd 2011

5 out of 5 marks

“Nationwide Bank Credit Card Review - THE BEST CREDIT CARD IN MY WALLET”

This is the best credit card I have! Why?

1) It has an APR of 7.24%!!!

2) It came with a very VERY generous credit line.

3) 1% cash-back reward on all purchases every month.

4) I've had 2 automatic credit line increases since I've opened the account.

The downside (which doesn't effect me at all) is that I'm not sure if the 7.24% APR is still being offered. I think the lowest now might be 11.24%.

Is this review helpful? ▲ Yes 5 ▼ No 0

BenGaddis reviewed Nationwide Bank

Feb 20th 2013

1 out of 5 marks

“HORRIBLE! Run, run RUN away from this bank. Do NOT do business with them.”

I opened a Nationwide bank account after I switched my insurance to Nationwide. I cannot even begin to describe their customer service in any other word except terrible. I have never seen such incompetence in my entire life. The reps have NO idea what they are talking about. I had to explain the deposit process to a rep when making an inquiry. Do not do business with this bank.

TERRIBLE

Is this review helpful? ▲ Yes 1 ▼ No 0

rchoudini reviewed Nationwide Bank

May 18th 2013

1 out of 5 marks

“Free checking my @#$#@#”

What a bunch of crap. I opened a FREE checking account. So I thought. After 6 months they started charging me 5.00 per month/

They didn't say why and they didn't care if I stayed a customer, so I closed my account. The thing that really chaps my hide is the fact that I had bought checks and was planning on using them as my main bank. Save your time and money they are not worth it. I will now use Banner Bank for all my checking needs they don't LIE.

Oh, and by the way there customer service sucks BIG TIME.

Is this review helpful? ▲ Yes 1 ▼ No 0

See all 6 customer reviews »

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