About OneUnited Bank

OneUnited Bank is fulfilling the hundred year old civil rights dream by garnering the savings power of our communities and channeling it back into urban communities for economic development. With your support by simply opening an FDIC insured account with great rates, we will continue to accomplish this dream everyday!
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Overall Rating

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Customer Rating
Based on 2 Reviews
Financial Health
Based on Texas Ratio: 36.47
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Customer Reviews

Most Helpful Customer Reviews

cperez90008's Profile Image

Reviewed by cperez90008

Dec 12th 2011

2 out of 5 marks

Nanette [REDACTED] Made My Life A Living Hell

I opened my business account with them in october. I run a auditing company and do about $4000 a week in sales. I had 4 returned checks that they deemed suspicious and closed my account out and held $14,000. 00 i just spent $10,000 on advertising and another $7500 on leads. Nanette [REDACTED] told me the check was mailed and after 2 weeks of not receiving it they are making up more excuses.. Point blank nanette [REDACTED] and one united destroyed my business black businesses destroying black businesses.

Is this review helpful? ▲ Yes 1 ▼ No 0

WOOD's Profile Image

Reviewed by WOOD

Jan 9th 2012

1 out of 5 marks

No Online Support!

Run, do not walk away from this bank. I have had a cd gold account for more than five years. I opened it because of the high interest rate; which is now very very low. On friday, i had an emergency and needed to transfer money from this account to my local bank. Their online banking system would not let me log in. I called the support line and i received a recording that the office was closed. There was no message on the recording to tell me when they would be open. I searched the website and yet still found no information on when the support office would be open. I left three messages. It is now four days later and i still have not received a call back from the messages i left after their recording stated someone would call me asap. I called again today at 4:00 p. M. California time and received the same message that the support office is not open. There is absolutely no way to get any help after their actual banks close. I can not believe that a bank does not have 24-hour support for their online banking feature. If i ever do get into my account, i am closing it immediately. I had to borrow money on friday from a friend to handle the emergency and still can not access my account. Again, run, do not walk away from this crappy bank.

Is this review helpful? ▲ Yes 2 ▼ No 0

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Bank Rates

UNITY Savings




UNITY Gold Checking




UNITY Gold Checking




TERM RATE (APY) Min Deposit
18 Month CD



24 Month CD



36 Month CD



Banking Fees

Type Fee National average
Monthly Inactivity



Non-Sufficient Fund (Overdraft)



Stop Payment item



Return Deposit



Domestic Wire Transfer (Outbound)



Domestic Wire Transfer (Inbound)



Non-Bank ATM