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Just to cash a check, i have to waste 35 min. plus frustrations as a bonus. First I went to drive through, then they want me to come to lobby with more ID. And after all they want me to open an a/c or pay 10-15 dollars for only a 300 dollar check??
I am glad I am not their customer and I do not wish to be their customer. I wish good luck for who ever is their customers with their so called policy, they will close their door in no time.
They should leave from my town.
First, I just want to say that most people who post in these things have had issues with overdrawn accounts from their own mistakes, or are dealing with issues that come up in any bank (there are a lot of government regulation and practices that have to be followed) and these people tend to be angry from an isolated experience and want to vent.
I would like to just say that the PNC branch I go to in my neighborhood is wonderful. They all know my name, they are very friendly, and I call them when I have issues and they help me take care of things or answer questions for me. I am not unrealistic in my expectations, and am very pleased that they offer a rewards system for checking (Points) that most banks don't do anymore.
They don't charge me fees if I just overdraw my account a little (I think they girl said less than $5) and they do still offer free checking with no minimum balance and they don't charge for PNC atms, statements, or other little things. In fact, since I have a direct deposit into my checking I actually even get all my non-pnc atm fees refunded! I think I also get free checks on my account too. My bank before PNC charged me for everything. I have the virtual wallet account and it is much more interactive then my old bank's (Chase) online banking. I can also make deposits from my phone, which is very nice considering I travel a lot.
Overall, I think people need to remember that banks are a business, but some do it better than others. PNC doesn't nickle and dime me to death and they offer superior products like virtual wallet. I also know I can get help from my local branch really easily. I really appreciate that fact.
After having a business account at PNC for several years, we finally opened a personal account with PNC. Kelly in Taneytown was very helpful in getting our new account opened. She pointed out the many benefits of having an account with PNC (all of which were not offered by our previous bank). She answered all my questions about getting the account started and I know she would answer any I have in the future.
Looking forward to a long banking relationship with PNC! Wondering why we didn't pursue this sooner.