MyBankTracker rated PNC Bank based on the following criteria that includes real customer reviews and bank fees, among others. Our bank report card is a proprietary rating system that highlights the financial health and stability of the bank.
For a large bank, PNC has made me feel like an important customer even though I don't have much money. I give them 5 stars because they exceed my expectations. If I had lots of money, though, I would be disappointed that they sometimes make mistakes.
I have the free consumer checking account.
* Friendly and prompt service, easily reached on the phone, online, and in person
* Excellent online banking app that is constantly in development
* Online bill payment: they will cut checks to arbitrary payees and mail them for you. The whole process takes 4 maybe 5 days. I save money on stamps and never have to order checks.
* They sometimes make mistakes: When they sent me a replacement check card, they said the PIN would remain the same. Well it wasn't the same and it wasn't until 2 days after it arrived that the new PIN arrived in a separate letter. Also, they incorrectly stated that a particular ATM of theirs accepted deposits.
While not an everyday transaction, trying to buy Euros for a vacation is a bit of a problem. First, it always seems to be difficult for a teller to even find in their "system" where foreign exchange is. This takes a bit of time while they ask around among themselves how to do it.
Today when I asked what the exchange rate was I was quoted 1 Euro = 1.017 dollars. I asked if they were sure and even pointed out that Chase Bank across the street gave me a rate of 1 Euro = 1.1573 dollars. The teller confirmed that it was $1.017 so I placed an order for $400 worth of Euros.
When I got home and checked the web the "official" rate was $1.0879 without the normal fee the banks charge for foreign exchange. Called the branch and questioned the error and was told they weren't sure if they could stop the transaction or not. The rate they now gave over the phone was $1.16.
Pretty sloppy for being a bank and all.
The customer service at this PNC branch has exceeded my expectations. Manager David Landals helped me get organized in a way that has helped me grow my business. I recommend that any young entrepreneur or start up to get signed up with their business banking services as it can be difficult for an artist/creative person to get organized. David's patience and zen-like quality made it much easier.