Too many experiences over the last 5 years to share all. High points:
Changing primary members on a business account, requiring no less than 6 visits in person only to find the original names were still on the account more than six months later.
No way (even temporarily) to raise the limit on a DEBIT card beyond $5,000. I fail to see their risk when there is 10-20x the amount requested in the account. Eventually I gave up arguing with them and just used ACH/wire transfers when necessary.
Final straw, getting dinged $3/deposit ticket accessed online ($300+ in total, yes, the fee is listed in the bowels of their fee document, but nothing notifies you as you access it online). Their response after having an account in good standing with an average balance > $100k for over 5 years? "You should have known that, it's in the fee document".
I hope the fee is worth it, I don't understand how this bank stays in business.
I'll save the long list of how poor this customer service is. After 10 months (TEN - please count them, TEN) of trying to get something SIMPLE like my loan payment to be deducted automatically, I finally lost it today.
The bank was refusing to waive $130 of fees, their error, and they admit that. Spoke with somebody who puts the "Douche" in "Douchebag", Thomas Dillard, at 877-631-8998, x2695443896 (LOVE those TEN DIGIT extensions).
Will NEVER do business with this bank again. POOR, POOR CUSTOMER SERVICE.
While you might have integrity and be a person of your word, who backs up those words with actions, PNC Bank most certainly is the complete opposite. They have no integrity and they blatantly lie. We have a loan with PNC Bank and have made every single payment to them, on time, for the past 2 years just as we agreed to do. Our attorney is/was in the process of negotiating the terms of the balance of the loan and was told by their attorney what documents they were going to require and was also told that our bank rep was going on vacation and nothing would be happening for at least the next week. Well, they lied. On Friday, at the end of the day, PNC sucked $58,000 from our account with no notice whatsoever. To make matters worse, there is $50,000 worth of checks written to vendors and employees, including our paycheck. They took the money out anyway, even though there were outstanding checks which were written on clear money. We sent an email to our rep and received an auto-response saying she was on vacation and giving the names of 2 people to contact in case of an emergency. Well this is an emergency and surely this must be a mistake, right? Despite repeated phone calls to both people, we were only able to get one man on the phone who basically said, "too bad, fuck you, talk to your attorney." When our attorney spoke with the PNC attorney, they said they knew it was happening, despite telling us, in writing that it wasn't going to. I can't even fathom how someone would do that and then leave for vacation, without any regard and leaving people to try and pull their business and lives together. We are filing a complaint with the Federal Trade Commission. I'm tempted to write all of their names here, but I have more integrity than that.