Well this is the most greedy bank ....just closed the account....we only use this account from Nov. - May...my husbands seasonal work is direct deposit...we have another checking with a credit union...the phone company made a mistake a put my payment through PNC there was only 5.00 in the account ...instead of them not putting it through they did and we were out of town and when we got back ..we got a letter saying we owed all these fees...36. and a 7.00 (4x) total of 60.00.
My husband is on unemployment...so $60. is a lot right now...tank of gas...well they said there was nothing they could do....what a bunch of greedy people...hope they all can sleep at night knowing they take money from people that are struggling to begin with....never never never will I do business with them again....the attitude is just this is the way it is...suck it up......terrible terrible bank....I think I will stick to my credit union.
This is probably the worst bank ever. I have had many accounts there over the years. Mortgage - took forever to close the account and provide a closed letter. Signature loan - again took forver to provide a closed account letter and then sent the letter recently for another account closing. Branch is incompetent and do not follow up with requests made. Right now i have a loan that cannot go to underwriting because i am waiting for a closed letter for a small overdraft account.
Called the branch because they were supposed to fax me the letter the moment the account closed. Account was closed last week and they "forgot" to stay on top of this. It will take another day to get the letter faxed to the branch (because of course their back office won't fax the letter to me directly) and then i have to count on the branch actually faxing like they promised. As soon as this is complete; i will take my business elsewhere.
I had my account with PNC for 3 years in college (Northern NJ) and loved it. Very convenient, very responsive, reasonable charges for someone just learning how to manage their own finances.
Then two years ago I moved away from the mid-Atlantic region into New England where there are not any PNC branches (still minimal issues) until I lost my debit card. I had not changed my address, so the new card replacement timeline was around two weeks. Two weeks with only checks to access my account. The customer service team was "unable" to help, and informed me that I would be suspended from using the online banking service until I received my new card. I then had issues receiving my new card. They charged me again the lost card fee and told me that I had given them the wrong address. False, the customer service rep repeated my address word for word, but somehow lost the number for my apartment when recording my address. I ended up opening an account with an online banking franchise, confirmed my identity, and received my new debit card before I ever got my PNC bank card. After two months and numerous calls to customer service, I finally received my new debit card. WAY more hassle than it was worth.