Went to PNC because they handled Freddie MAC/Fannie Mae Mortgages -
OK - banking officer suggested I apply for a VISA card because new home - expenses - 12 mos. interest free - OK !! I set up - paid for some expenses - Busy - Set up Auto Pay for min. payment was going to pay off whole thing within 12 mos. - Found out even though I didn't receive any statements or notice - THAT THEY WERE CHARGING ME INTEREST ON A PURCHASE FROM THE 6TH MONTH - Upon Calling I got the Snotty Remark I should have read the very clear disclosure statement - I said I was sold the CARD - during the hectic moving process and was told it would be 12 mos. interest free - that I didn't feel I had to sit down and read a 20 page fine print contract if the Financial Rep at the bank said it would be 12 mos. interest free - (turns out 12 mos. interest free on a Transfer - 6 mos on purchase) - said having an MBA - from an Ivy League School - I could read the contract - but if I ask and am told it's 12 mos. interest free - and I'm approached during a busy time like moving - I would assume I could trust the Verbal Explanation - PNC CUSTOMER SERVICE REP. AND SUPERVISOR - said read the Disclosure - THIS BANK IS FOR THE BIRDS - I suggested the least they could do is offer some form of credit - and my intent to avoid paying 23 percent APR was clear that when I found out for the first time their interest I PAID THE WHOLE BALANCE OFF IMMEDIATELY -
No Dice - I JUST SAID FINE - I'M GOING TO WRITE MY ELECTED OFFICIALS AND POST ALL OVER ABOUT THEIR LITTLE SCAM - AND SNOTTY - BAD ATTITUDE - Probably - Just Told - This is the Line - You Give Customers if you want to Keep Your Job ! A pity but that's what seems to be common place business practice - you loose a couple of customers and you rope another 5 in!!! JUST DOING MY BIT TO KEEP PEOPLE FROM GETTING ROPED! CAVEAT EMPTOR!
I remember the days when i first started banking when my bank would call me to let me know that i needed to make a deposit to cover a transaction pending. Now the system seems to be set up to maximize the amount of fees against the customer. If you make a mistake, oh well, thanks for the fees. Going to move to a credit union. We have been trying one out and they are more friendly and don't seem to be out to suck away your money. I have watched over the last 2 years pnc make multiple changes to the electronic processing and it just seems to get worse and worse. Sorry pnc, you have lost another 5 customers due to your poor practices.
PNC is the worst bank our there! They love to steal your money and take away your access to YOUR money without notifying you of it. I used to be a National City customer and was happy with them, but as soon as they made the transition, PNC went away with the quality customer service and understanding that comes with a normal bank. If you are looking for a bank to open up an account with, go elsewhere.. anywhere, if you have a PNC account, close it tomorrow and save yourself. PNC is a thief of your money and should be shutdown for unlawful operations. The only reason I am giving them 1 star is because I cannot give them a 0 or a -5, which i what they really deserve.