Long story short! I read these horrible reviews... Then i opened an account (yes stupid me! ) i thought to myself, no bank can honestly be that bad... Can they? Yes... Oh yes they can.... I'm not one to air "dirty laundry... " but i will tell you this... In two weeks... Two weeks mind you.... They... Yes they managed to mess up my savings and checking.... Charged me two nsf fees.. (which in fairness to them they did refund... ) saying "this is very unusual... Blah blah blah.... " but then... They proceeded to put a "hold" on my account... (which i didn't even know about until i called them) when they put a hold on an account the account holder is welcome to make deposits.. But cant do anything else.. Cant use a debit card.. Cant make a withdrawal... Literally... Nothing.... They say this is done to protect your account... Lol.... Really?.... Seriously? Not to mention.. Messing up two check orders back to back.... Like i said in the beginning.. This is my fault for not trusting the reviews i read..... Take it from me... Do yourself a favor... Believe these reviews... People including me aren't wasting time signing up to post reviews just for the fun of it.... Oh... I almost forgot!!!! Regions charges $25 per account (savings and checking) if you close your account within six months!
When you instruct a bank to transfer funds from a savings account to a checking account to cover small overages, but they fail to follow instructions, then consequently generate Fee Income. When your bank places your checking deposits in â??Pending Transactionsâ?? so that three days worth of "Pending Transactions" can clear in size order from greatest amount to smallest amounts without consideration of accurate real time date and time stamps of each transaction event, just to generate Fee Income. When your bank re-dates Pending Transactions to cover their actions. When all these things occur on the last two business days of a calendar year, and cannot be reconciled until the following year, just to offset their actual current losses, where without this strategy, would have reported earnings less than expected. When a financial institution totally disregards a Landmark law suite setting legal precedent ruling against such practices, then boldly carries on. Now...that is a bank!