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Overall Rating

About Sovereign Bank

Sovereign offers a broad array of financial services and products including retail banking, business and corporate banking, cash management, capital markets, wealth management, and insurance. Sovereign Bank is a financial institution with principal markets in the Northeastern United States and is a subsidiary of Banco Santander, S.A. Sovereign Bank has 754 community banking offices, over 2,300 ATMs and approximately 11,000 team members. On January 30, 2009, Banco Santander (the largest bank in the euro area

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Customer Service Number

1-877-768-2265

Average Customer Reviews

2 out of 5 marks for 78 reviews

Poor

Bank Financial Health

Texas Ratio

Good

Bank Fees

According to National Average

Fair

Interest Rates

According to National Average

Good

Number of Locations

According to National Average

Fair

Mobile Bank Services

Mobile access (iPhone, Android or Website)

Good

Sovereign Bank Fees & Rates

  • Type Fee National average
    Monthly Inactivity N/A $6
    Non-Sufficient Fund (Overdraft) $35 $30
    Stop Payment item $30 $27
    Return Deposit $15 $16
    Domestic Wire Transfer (Outbound) $25 $22
    Domestic Wire Transfer (Inbound) $13 $8
    Non-Bank ATM $2.50 $1

Sovereign Bank Reviews

78

Average customer rating

2 out of 5 marks

See all 78 customer reviews »

Most Helpful Customer Reviews

Jaclyn O's Profile Image

Jaclyn O reviewed Sovereign Bank

Jul 16th 2008

4 out of 5 marks

Very good bank! (checking, at least)

i've been a sovereign checking customer for 7 years and have always had great service from them. Only problem is that they don't have many ATMs outside of the Northeast.

Is this review helpful? ▲ Yes 2 ▼ No 3

natjo89's Profile Image

natjo89 reviewed Sovereign Bank

Jan 18th 2013

2 out of 5 marks

Lost deposits, terrible customer service, hidden fees

I don't even know where to start with this bank. This bank has lost my deposits I've made to their atm machine. They've taken weeks to retrieve my money. Let's see...they have terrible, rude, ignorant and incompetent customer service representatives, who are rarely willing to help you solve the problem. They are also lacking in technology in a number of ways; you still have to use envelopes and deposit slips make deposits! 2. There online banking is always down which makes it terribly difficult to track your account 3. They have no app to track your banking from your tablet or mobile device! 4. They charged me for checks I never ordered ($45).

Also, to top all of that, they are never willing to waive overdraft fees even if is the first time you have received one!

I want to switch banks but at the moment, I am not sure which one to switch to! They are all terrible if you ask me. They don't care about their customers and only want your money!

Is this review helpful? ▲ Yes 2 ▼ No 0

chey28's Profile Image

chey28 reviewed Sovereign Bank

Feb 21st 2012

1 out of 5 marks

Awful

This is the worse bank ever i lost a total of 100 dollars in a matter of a month from random missing money and false statements made by so called "customer service representatives" never go here

Is this review helpful? ▲ Yes 4 ▼ No 0

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This bank is an FDIC insured bank. All deposits are insured up to $250,000 per individual account holder.

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