About TCF Bank

TCF Banks are affiliated with TCF Financial Corporation, a financial holding corporation based in Minnesota. TCF has 448 banking offices in Minnesota, Illinois, Michigan, Colorado, Wisconsin, Indiana and Arizona.
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Overall Rating

C
Grade

TCF Bank Report Card

Overall rating score 37%
Customer Rating
Based on 128 Reviews
Financial Health
Based on Texas Ratio: 21.29
Bank Fees
vs. Average
Number of Locations
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Mobile Banking
Quality of Mobile Services

Locations & Hours

TCF Bank Location Map
TCF Bank Location Map
We found branches close to you and 429 nationwide.
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Customer Reviews

Most Helpful Customer Reviews

Stacierodder22's Profile Image

Reviewed by Stacierodder22

Nov 5th 2011

4 out of 5 marks

One of the Best Banks ive ever banked with!

The Tellers are always friendly! Ive never day issues! The new daily overdraft fee a lot of people don't know is actually to benefit most! If u think about it most people have multiple ways of accessing their account. If you overdraft it you normally now within the day that you did. So instead of charging people for $35.00 an item times 5 transactions they charge u 1 $28.00 dollar fee. Now even if u only overdraft by one item that is still over then the $35.00 dollar fee. So all the bank is asking u to do is checks your account on a regular basis. Doesn't seem that hard right? On top of that there are many ways to avoid getting those fees in the first place! More basic knowledge don't spend more then u have and your fine, common sense right. So for all those people that complain about overdraft fees use your brain and ive found out that as long as your not screaming at people they are willing to help u if their is a mistake on your account! So if everyone just uses their brain once in a while u should have no issue right. Again common sense!

Is this review helpful? ▲ Yes 1 ▼ No 5

amanda80013's Profile Image

Reviewed by amanda80013

Aug 23rd 2012

2 out of 5 marks

Horrible

TCF Bank is the worst bank I have ever dealt with. They constantly change their policies on what fees will be charged, how they are assessed, and how to read them when they are applied to your account. The customer service is horrible and the employee turn around rate is very high (They must treat their employees bad too)! I will be closing my account as soon as I can get to a location.

Is this review helpful? ▲ Yes 3 ▼ No 0

love2lynch's Profile Image

Reviewed by love2lynch

Sep 27th 2013

1 out of 5 marks

Total Fly By Night Bank W/children Running These Little Branches, They're Gonna Take You're Money & That's It, Stay Away

They charge you every chance they can, i had items in pending and the order they were in i should have been charged 1 overdraft fee of $37. Well they took and changed it around so they could get me 4 times 1 day then 2 times the second even though i brought them cash before 3:00 pm. The teller told me i'd be fine since i brought cash & wouldn't get od fees, well they didn't honor that, they charged me anyhow. They just take any trust you have in their bank and wipe their butts with it. Plus they don't have allot to offer like a credit union or normal bank like visas or loans. Just stay away, they don't know how to treat their customers. The ceo or the higher ups are not so bad but talking to one is impossible. Your best option if you do bank tcf & have problems is to write a letter. The staff at these fly by night branches are youngsters that obey the computer, don't believe in the customer or that we are always right. They're just scared little kids at a job they know nothing about except how to do basic math. Good luck to all that don't heed my advice.

Is this review helpful? ▲ Yes 3 ▼ No 0

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Bank Rates

NAME RATE (APY) MIN TO EARN APY MIN TO OPEN
Totally Free Checking

0.00%

$0

$0

Banking Fees

Type Fee National average
Monthly Inactivity

N/A

$6

Non-Sufficient Fund (Overdraft)

$35

$30

Stop Payment item

$35

$27

Return Deposit

$35

$17

Domestic Wire Transfer (Outbound)

$30

$22

Domestic Wire Transfer (Inbound)

$15

$8

Non-Bank ATM

$3

Within the States of Illinois/Indiana/ Wisconsin

$1

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